640 Hermay Dr, Hamilton, OH 45013 Property Records

Butler County property record for 640 Hermay Dr, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,804 sqft · built 1992
Lot Size	0.34 acres (14,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jun 2018)
Tax Bill	$7,350 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P6411-059-000-057`

Property Details

APN / Parcel Number

Primary APN	`P6411-059-000-057`
Alternative APNs	`0005800` `359098` `362206`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,804 sqft Living Area
Gross Area	6,400 sqft
1st Floor Area	1,144 sqft
Attic	Attic
Attic Area	553 sqft
Basement Area	2,103 sqft
Finished Basement	1,060 sqft
Unfinished Basement	1,043 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	14,806 sqft (0.34 acres)
Lot Dimensions	160 ft deep x 95 ft wide
View / Lot	Neighborhood / Spot
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	215 sqft
Deck Area	347 sqft
Patio Area	829 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 HERMAY DR
City	HAMILTON
State	OH
Zip	45013-6066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28662 ENT
Legal Subdivision	HAMILTON 1ST WARD
Legal Lot Number	28662
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2011
Census Tract	1001

Owner

Source: Butler County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 HERMAY DR, HAMILTON, OH 45013-6066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Oct 1, 1991 · Amount on Record
Deed Document Number	201823322
Deed Book / Page	9176 / 300
Prior Transfer Date	Sep 13, 2012
Prior Transfer Doc	0000059398
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jun 22, 2018
Property Address	640 HERMAY DR, HAMILTON, OH 45013-6066
Document Number	0000023322
Book / Page	9176 / 0300
Map Reference	ENV 1566 PG A&B
Instrument Date	Jun 18, 2018
Instrument	2018-00023322
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000023324
Date	Jun 22, 2018
Book Page	9176/0304
Instrument	2018-00023324

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2019
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,350.00 (+1.24%)	$172,860 (-) Land $13,840 Building $159,020	$493,880 (-) Land $39,530 Building $454,350
2023	$7,260.00 (+10.13%)	$172,860 (+38.82%) Land $13,840 Building $159,020	$493,880 (+38.82%) Land $39,530 Building $454,350
2022	$6,592.00	$124,520 Land $13,840 Building $110,680
2020			$355,760 Land $39,530 Building $316,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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