La Crosse County property record for 640 Herman Ct, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Dec 2010) |
| Tax Bill | $4,184 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-002044-057 |
| Primary APN | 018-002044-057 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|
| Street Address | 640 HERMAN CT |
|---|---|
| City | ONALASKA |
| State | WI |
| Zip | 54650-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MZA |
| Legal Description | 1ST ADDN HILLTOPPER HEIGHTS LOT 18 BLOCK 6 |
| Legal Range | 07W |
| Legal Township | 16N |
| Legal Section | 04 |
| Legal Subdivision | HILLTOPPER HEIGHTS |
| Legal Block | 6 |
| Legal Lot Number | 18 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10401 |
Source: La Crosse County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 HERMAN CT, ONALASKA, WI 54650-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Feb 21, 2022 | Intrafamily Transfer, Transfer |
| Jun 25, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2010 · Amount on Record |
| Deed Sale | Dec 17, 2010 · Amount on Record |
| Deed Document Number | 20101565688 |
| Last Transfer Date | Feb 11, 2022 |
| Transfer Doc | 0001789603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 640 HERMAN CT, ONALASKA, WI 54650-2420 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001704523 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 1704523 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 1, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 640 HERMAN CT, ONALASKA, WI 54650-2420 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001788378 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 1788378 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Feb 21, 2022 |
| Property Address | 640 HERMAN CT, ONALASKA, WI 54650-2420 |
| Document Number | 0001789603 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 1789603 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 HERMAN CT, ONALASKA, WI 54650-2420 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Jun 25, 2021 |
| Property Address | 640 HERMAN CT, ONALASKA, WI 54650-2420 |
| Document Number | 0001775427 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 1775427 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: La Crosse County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,184.00 (-0.12%) Homeowner's exemption | $322,600 (+30.03%) Land $54,900 Building $267,700 | $326,300 (+31.52%) |
| 2023 | $4,189.00 Homeowner's exemption | $248,100 Land $39,200 Building $208,900 | $248,100 Land $39,200 Building $208,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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