640 Hennepin Loop, Lake Wales, FL 33898 Property Records

Polk County property record for 640 Hennepin Loop, Lake Wales, FL 33898

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,725 sqft · built 2024
Lot Size0.127 acres (5,550 sqft)
Owner2 Individual Names on File
Last Sale$306,500 (Dec 2024)
Tax Bill$4,141 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-29-14-860633-000050

Property Details

APN / Parcel Number

Primary APN27-29-14-860633-000050
Alternative APN
  • 142927860633000050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,725 sqft Living Area
Gross Area2,187 sqft
1st Floor Area1,725 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,550 sqft (0.127 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
PorchFinished/Open Porch
Porch Area167 sqft

Location & Zoning

Street Address640 HENNEPIN LOOP
CityLAKE WALES
StateFL
Zip33898-7718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMABEL PLACE PB 198 PG 45-47 LOT 5
Legal SubdivisionMABEL PLACE
Legal Block2
Legal Lot Number5
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group2
Census Block2027
Census Tract14201

Owner

640 Hennepin Loop is owned and occupied by two individuals who bought it in December 2024.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address640 HENNEPIN LOOP, LAKE WALES, FL 33898-7718
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2024 · Amount on File
Deed SaleDec 4, 2024 · Amount on File
Deed Document Number2024274412
Deed Book / Page13354 / 2181
Record UpdatedOct 29, 2026

December 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateDec 4, 2024
Property Address640 HENNEPIN LOOP, LAKE WALES, FL 33898-7718
Document Number0000274412
Book / Page13354 / 2181
Map ReferenceMB 198 PG 45
Instrument DateNov 15, 2024
Instrument2024274412
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,145.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2822 COMMERCE PARK DRIVE STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 HENNEPIN LOOP, LAKE WALES, FL 33898-7718

Mortgage

Document Number0133542186
DateDec 4, 2024
Instrument13354/2186
Lender
NameNEXA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 640 Hennepin Loop was $4,141 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLake Wales City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,626 (-5.55%) Land $52,000 Building $183,626$235,626 (-5.55%) Land $52,000 Building $183,626
2025$4,141.00 Homeowner's exemption$249,477 Land $52,000 Building $197,477$249,477 Land $52,000 Building $197,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Hennepin Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Hennepin Loop is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE WALES
serves 18,722 people · EPA ID FL6532234
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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