640 Helme Ave, Adrian, MI 49221 Property Records

Lenawee County property record for 640 Helme Ave, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	2 ba · 910 sqft · built 1949
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Jul 2018)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`XA0-765-0028-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-765-0028-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	640 HELME AVE
City	ADRIAN
State	MI
Zip	49221-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 28 SPRINGBROOK GARDENS
Legal Subdivision	SPRINGBROOK GARDENS
Legal Lot Number	28
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	1
Census Block	1024
Census Tract	61400

Owner

640 Helme Ave is owned and occupied by an individual who bought it in July 2018.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	Individual Name on File
Mailing Address	640 HELME AVE, ADRIAN, MI 49221-1618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE
Jul 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Prior Sale	Sep 28, 2009 · Amount on File
Deed Book / Page	2566 / 518
Prior Transfer Date	Sep 17, 2008
Prior Transfer Doc	2372000225
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	640 HELME AVE, ADRIAN, MI 49221-1618
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026210345
Date	Jun 24, 2021
Book Page	2621/345

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Jul 25, 2018
Property Address	640 HELME AVE, ADRIAN, MI 49221-1618
Document Number	0025660518
Book / Page	2566 / 518
Instrument Date	Jul 24, 2018
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5229 W MICHIGAN AVE, YPSILANTI, MI 48197-8887

Tax Assessment & Valuation

The 2025 property tax bill for 640 Helme Ave was $2,561 with a homeowner's exemption, up 34.2% from the year before.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,000 (-0.54%)	$110,000 (-0.54%)
2025	$2,561.00 (+34.22%) Homeowner's exemption	$55,300	$110,600
2024	$1,908.00
2023		$46,400 (+10.74%)	$92,800 (+10.74%)
2022		$41,900	$83,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Helme Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Helme Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
D&P Communications Fiber	4,000 / 4,000
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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