DeSoto County property record for 640 Harrow Cv, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1986 |
| Square Footage | 1,929 sqft Adjusted Area |
| Lot Size | 20,931 sqft (0.48 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $486.00 (2025) |
| Primary APN | 3-08-6-13-27-2-00012-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,929 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 20,931 sqft (0.48 acres) |
| Depth X Width | 169 ft x 110 ft Depth x Width |
| Street Address | 640 HARROW CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1538 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARROW S-D LOT 12 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | SW |
| Legal Subdivision | HARROW S-D |
| Legal Lot Number | 12 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1056 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-6-13-27-2-00012-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 640 HARROW CV, HERNANDO, MS 38632-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000398272 |
| Record Refreshed | Jun 08, 2026 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $486.00 (-16.06%) | $11,677 (-) Land $2,500 Building $9,177 | $116,767 (-) Land $25,000 Building $91,767 |
| 2023 | $579.00 | $11,677 | $116,767 Land $25,000 Building $91,767 |
640 Harrow Cv is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 44th percentile of exposed land nationally · 40th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,370 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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