Ionia County property record for 640 Harrison St, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 573 sqft |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,962 (Nov 2025) |
| Tax Bill | $962 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 20412000014500 |
| Primary APN | 20412000014500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 573 sqft Living Area |
| 1st Floor Area | 573 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Raised |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 147 ft deep x 66 ft wide |
| Porch | Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 640 HARRISON ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CITY OF IONIA MERRITTS ADDITION LOT 31 |
| Legal Subdivision | CITY OF IONIA MERRITTS ADD |
| Legal Lot Number | 31 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 31700 |
640 Harrison St is owned and occupied by an individual who bought it in November 2025.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 HARRISON ST, IONIA, MI 48846-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on File |
| Deed Sale | Nov 10, 2025 · Amount on File |
| Prior Sale | Jun 23, 2009 · Amount on File |
| Prior Transfer Date | Nov 4, 2025 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 640 Harrison St was $962.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,000 (+8.94%) Land $13,900 Building $25,100 | $78,000 (+8.94%) Land $27,800 Building $50,200 | |
| 2025 | $962.00 | $35,800 Land $13,000 Building $22,800 | $71,600 Land $26,000 Building $45,600 |
| 2023 | $24,000 Land $9,600 Building $14,400 | $48,000 Land $19,200 Building $28,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Harrison St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 11 (2004–2018) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Harrison St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IONIA serves 11,708 people · EPA ID MI0003370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Point Broadband, Verizon.
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