San Bernardino County property record for 640 Harding Dr, Redlands, CA 92373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 961 sqft · built 1926 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | Company Name on File |
| Last Sale | $359,000 (Jan 2018) |
| Tax Bill | $5,164 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0172-321-14-0000 |
| Primary APN | 0172-321-14-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 961 sqft Living Area |
| 1st Floor Area | 961 sqft |
| Family Room | Family Room |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 84 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 160 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 260 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 640 HARDING DR |
|---|---|
| City | REDLANDS |
| State | CA |
| Zip | 92373-5730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR NO 1974 MC K1NLEY HTS SLY 60 FT LOTS 50 AND 51 |
| Legal Subdivision | MC KINLEY HEIGHTS |
| Legal Tract | 1974 |
| Legal Block | 1 |
| Legal Lot Number | 50,51 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 8302 |
Source: San Bernardino County records · APN 0172-321-14-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 640 HARDING DR, REDLANDS, CA 92373-5730 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU |
| Jan 23, 2018 | Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 23, 2018 · Amount on Record |
| Deed Sale | Jan 23, 2018 · Amount on Record |
| Prior Sale | Jul 25, 2016 · Amount on Record |
| Deed Document Number | 201824623 |
| Prior Transfer Date | Jul 15, 2016 |
| Prior Transfer Doc | 0000294817 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 640 HARDING DR, REDLANDS, CA 92373-5730 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1535 TEXAS ST, REDLANDS, CA 92374-2138 |
| Document Number | 0000058952 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022-0058952 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 23, 2018 |
| Property Address | 640 HARDING DR, REDLANDS, CA 92373-5730 |
| Document Number | 0000024623 |
| Map Reference | MB 28 PG 40 |
| Instrument Date | Jan 02, 2018 |
| Instrument | 2018-0024623 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 640 HARDING DR, REDLANDS, CA 92373-5730 |
| Document Number | 0000024624 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 2018-0024624 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2033 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Redlands City |
| Unified School District | Redlands Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $423,019 (+2%) Land $124,996 Building $298,023 | |
| 2025 | $5,164.00 (+7.23%) | $414,724 (+4.04%) Land $122,545 Building $292,179 |
| 2023 | $4,816.00 (+3.02%) | $398,619 Land $117,786 Building $280,833 |
| 2022 | $4,675.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, California Internet, Verizon.
Based on FCC filings for 546 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | REDLANDS CITY MUD-WATER DIV serves 78,025 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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