640 Harbor Ter, Bartlett, IL 60103 Property Records

DuPage County property record for 640 Harbor Ter, Bartlett, IL 60103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,576 sqft · built 1978
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Tax Bill	$4,806 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01-103-040`

Property Details

APN / Parcel Number

Primary APN	`01-01-103-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	640 HARBOR TER
City	BARTLETT
State	IL
Zip	60103-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	A COUNTRY PLACE UNIT #1 OF SECTION #2 UNIT NO. 2 AREA NO. 2 LOT NO. 2
Legal Subdivision	A COUNTRY PLACE UNIT #1 OF SECTION #2
Legal Lot Number	2
Legal Unit	1,2
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2006
Census Tract	841315

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 HARBOR TER, BARTLETT, IL 60103-4824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
May 18, 2017	Warranty Deed, Transfer · FHA Mortgage LAKELAND TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2017
Deed Sale	May 18, 2017
Prior Sale	Aug 12, 2016
Deed Document Number	201748656
Prior Transfer Date	Jan 22, 2004
Prior Transfer Doc	0000030578
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	640 HARBOR TER, BARTLETT, IL 60103-4824
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065739
Date	Apr 27, 2021
Instrument	R2021-065739

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 18, 2017
Property Address	640 HARBOR TER, BARTLETT, IL 60103-4824
Document Number	0000048656
Map Reference	DOC R71-29360
Instrument Date	May 9, 2017
Instrument	R2017-048656
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LAKELAND TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 HARBOR TER, BARTLETT, IL 60103-4824

Mortgage

Document Number	, R2017-048657
Date	May 18, 2017
Instrument	R2017-048657

Lender

Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bartlett Village
County	DuPage County
County Subdivision	Wayne Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,806.00 (+25.88%)	$71,142 (+41.83%) Land $14,341 Building $56,801	$213,426 (+41.83%) Land $43,023 Building $170,403
2022	$3,818.00 Homeowner's exemption	$50,160 Land $10,110 Building $40,050	$150,480 Land $30,330 Building $120,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTLETT serves 41,500 people · EPA ID IL0314120
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Apr 2025
Lead	20 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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