640 Grace Ct, Bartow, FL 33830 Property Records

Polk County property record for 640 Grace Ct, Bartow, FL 33830 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1954
Square Footage	1,696 sqft Living Area
Lot Size	8,686 sqft (0.199 acres)
Last Sale	$39,000 (2011)
Tax Bill	$3,343.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-30-07-405300-001060`
Alternative APNs	`073025405300001060` `73025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,696 sqft Living Area
1st Floor	1,696 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wood Interior Structure

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	8,686 sqft (0.199 acres)
Depth X Width	107 ft x 71 ft Depth x Width
Shed	1 Shed
Porch Area	156 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	640 GRACE CT
City	BARTOW
State	FL
Zip	33830-6313
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUNSET PARK PB 36 PG 39 BLK A LOT 6
Legal Range	25E
Legal Township	30S
Legal Section	07
Legal Subdivision	SUNSET PARK
Legal Tract	405300
Legal Block	A
Legal Lot Number	6
Jurisdiction	POLK FL
Minor Civil Division	BARTOW
Census Blockgroup	2
Census Block	2000
Census Tract	15101

Owner

Source: Polk County records · APN 25-30-07-405300-001060

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	218 E PINE ST, LAKELAND, FL 33801-4967
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2011 · Amount on Record
Deed Sale	Sep 20, 2011 · Amount on Record
Prior Sale	Aug 24, 2010
Deed Doc Number	2011160306
Deed Book / Page	8475 / 1822
Prior Transfer Date	Aug 23, 2010
Prior Transfer Doc	0000134337
Record Refreshed	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jun 16, 2026
Property Address	640 GRACE CT, BARTOW, FL 33830-6313
Document Number	0000144181
Book / Page	14040 / 1200
Instrument Date	Jun 11, 2026
Instrument	2026144181
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	266
Address	1220 EASTON DR, LAKELAND, FL 33803-2334

Mortgage

Document Number	0000144181,
Date	Jun 16, 2026
Book Page	14040/1200
Instrument	2026144181

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,343.00 (+0.66%)	$174,072 (-15.89%)	$206,681 (-0.14%) Land $30,000 Building $176,681
2023	$3,321.00 (+22.1%)	$206,967 (+15.66%) Land $29,000 Building $177,967	$206,967 (+15.66%) Land $29,000 Building $177,967
2022	$2,720.00	$178,941 Land $24,000 Building $154,941	$178,941 Land $24,000 Building $154,941

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.