Essex County and Nutley Township property record for 640 Franklin Ave, Nutley, NJ 07110
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Company Name on File |
| Last Sale | $166,000 (Oct 2021) |
| Deeds & Mortgages | May 2023 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 16-01900-0000-00024 |
| Primary APN | 16-01900-0000-00024 |
|---|
| Lot Area | 37,897 sqft (0.87 acres) |
|---|
| Street Address | 640 FRANKLIN AVE |
|---|---|
| City | NUTLEY |
| State | NJ |
| Zip | 07110-1269 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | B-1 |
| Legal Description | 0.87 ACRES COMMON ELEMENTS |
| Legal Subdivision | 640 FRANKLIN |
| Legal Block | 1900 |
| Legal Lot Number | 24 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 13500 |
640 Franklin Ave is owned by a company that bought it in October 2021.
Source: Essex County and Nutley Township records, as of October 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 640 FRANKLIN AVE, NUTLEY, NJ 07110-1269 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2023 | Intrafamily Transfer, Transfer |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Oct 19, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 23, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Prior Sale | Sep 21, 2006 · Amount on File |
| Deed Document Number | 2021125492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 23, 2023 |
| Property Address | 640 FRANKLIN AVE, NUTLEY, NJ 07110-1269 |
| Document Number | 0000030641 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023030641 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 732 ARNOLD DR, FRANKLIN LAKES, NJ 07417-3001 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 FRANKLIN AVE STE 2P, 2P, NUTLEY, NJ 07110-1264 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 640 FRANKLIN AVE, NUTLEY, NJ 07110-1269 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | SIMPLICITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000038845 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021038845 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 19, 2021 |
| Property Address | 640 FRANKLIN AVE, NUTLEY, NJ 07110-1269 |
| Document Number | 0000125492 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021125492 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 MERRILL RD, 135, CLIFTON, NJ 07012-1612 |
| Name | Verified Name |
|---|---|
| Address | 640 FRANKLIN AVE STE 1C, 1C, NUTLEY, NJ 07110-1264 |
| Document Number | 0000125495 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021125495 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 23, 2018 |
| Property Address | 640 FRANKLIN AVE, NUTLEY, NJ 07110-1269 |
| Document Number | 0000062968 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 62968 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $158.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 FRANKLIN AVE NUTLEY NJ 071101269, NUTLEY, NJ 07110-1269 |
Source: Essex County and Nutley Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
FEMA maps place 640 Franklin Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 individual policies |
| Nearby Flood Policies | 43 units insured incl. 31 condo units |
| Nearby Flood Claims | 29 (1983–2021) |
| Claims Outside the SFHA | 8 of 29 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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