640 Francis Ave, Seaside, CA 93955 Property Records

Monterey County property record for 640 Francis Ave, Seaside, CA 93955

Property Summary

Property Type	Apartments (5+ Units)
Details	2 bd · 1 ba · 3,516 sqft · built 1985
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Company Names on Record
Last Sale	$1,390,000 (Oct 2025)
Tax Bill	$13,413 (2025)
Deeds & Mortgages	Oct 2025 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`011-363-004-000`

Property Details

APN / Parcel Number

Primary APN	`011-363-004-000`
Alternative APN	`011-363-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,516 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	8,000 sqft (0.184 acres)
Garage Area	1,678 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Old Parcel Number	011-363-004
Street Address	640 FRANCIS AVE
City	SEASIDE
State	CA
Zip	93955-5711
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	FIRST ADD MAP OF LAKE TERRACE TRACT LOT 7 & 9 BLK 8
Legal Subdivision	FIRST ADD MAP OF LAKE TERRACE
Legal Block	8
Legal Lot Number	7,9
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2010
Census Tract	14000

Owner

Source: Monterey County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 221309, CARMEL, CA 93922-1309
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Feb 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Feb 5, 2008 · Amount on Record
Deed Document Number	202540005
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 27, 2025
Property Address	640 FRANCIS AVE, SEASIDE, CA 93955-5711
Document Number	0000040005
Map Reference	VOL 2 PG 4
Instrument Date	Oct 22, 2025
Instrument	2025040005
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 221309, CARMEL, CA 93922-1309

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	640 FRANCIS AVE, SEASIDE, CA 93955-5711
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2259, MONTEREY, CA 93942-2259

Mortgage

Document Number	0000020229
Date	Mar 18, 2021
Instrument	2021020229

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	640 FRANCIS AVE, SEASIDE, CA 93955-5711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006557
Date	Feb 15, 2018
Instrument	2018006557

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,390,000 (+18.37%) Land $450,000 Building $940,000
2025	$13,413.00 (+7.43%)	$1,174,296 (+4.04%) Land $394,046 Building $780,250
2023	$12,485.00 (+1.38%)	$1,128,698 Land $378,746 Building $749,952
2022	$12,315.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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