640 Fowler St, Raymond, WA 98577 Property Records

Pacific County property record for 640 Fowler St, Raymond, WA 98577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1924
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$134,900 (Mar 2021)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`72001000005`

Property Details

APN / Parcel Number

Primary APN	`72001000005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,788 sqft
1st Floor Area	1,088 sqft
Basement Area	544 sqft
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	84 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	640 FOWLER ST
City	RAYMOND
State	WA
Zip	98577-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UGA
Legal Description	BADGLEYS ADDITION TO RAYMOND, LOT 5
Legal Subdivision	BADGLEYS ADDITION TO RAYMOND
Legal Lot Number	5
Jurisdiction	PACIFIC WA
Township / Civil Division	RAYMOND
Census Block Group	4
Census Block	4018
Census Tract	950200

Owner

640 Fowler St is owned and occupied by two individuals who bought it in March 2021.

Source: Pacific County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 FOWLER ST, RAYMOND, WA 98577-3608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · FHA Mortgage AGAVE HOME LOANS LLC
Mar 16, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE CORP
Apr 13, 2020	Court-Ordered Deed, Foreclosure FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS
Feb 13, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Prior Sale	Feb 13, 2020 · Amount on File
Deed Document Number	20213201191
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	640 FOWLER ST, RAYMOND, WA 98577-3608
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 FOWLER ST, RAYMOND, WA 98577-3608

Mortgage

Document Number	0003233988
Date	Dec 29, 2025
Instrument	3233988

Lender

Name	AGAVE HOME LOANS LLC
Type	Mortgage Company
Address	7776 S POINTE PKWY W STE 100, PHOENIX, AZ 85044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2051

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PACIFIC WA
Recording Date	Mar 16, 2021
Property Address	640 FOWLER ST, RAYMOND, WA 98577-3608
Document Number	0003201191
Map Reference	VOL E PG 22
Instrument Date	Jul 27, 2020
Instrument	3201191
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,821.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13801 WIRELESS WAY, 13801, OKLAHOMA CITY, OK 73134-2500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 FOWLER ST, RAYMOND, WA 98577-3608

Mortgage

Document Number	0003201192
Date	Mar 16, 2021
Instrument	3201192

Lender

Name	GATEWAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Oct 1, 2050

April 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	PACIFIC WA
Recording Date	Apr 13, 2020
Property Address	640 FOWLER ST, RAYMOND, WA 98577-3608
Document Number	0003192798
Instrument Date	Mar 27, 2020
Instrument	3192798
Transaction Type	Foreclosure
Record Updated	Jun 22, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	PACIFIC WA
Recording Date	Feb 13, 2020
Property Address	640 FOWLER ST, RAYMOND, WA 98577-3608
Document Number	0003191792
Instrument Date	Dec 20, 2019
Instrument	3191792
Transaction Type	Foreclosure
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 640 Fowler St was $2,316.

Source: Pacific County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pacific County
Municipality	Raymond City
Unified School District	Raymond School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,900 (+1.07%) Land $53,600 Building $229,300	$282,900 (+1.07%) Land $53,600 Building $229,300
2025	$2,316.00	$279,900 (-) Land $41,000 Building $238,900	$279,900 (-) Land $41,000 Building $238,900
2024		$279,900 (+23.96%) Land $41,000 Building $238,900	$279,900 (+23.96%) Land $41,000 Building $238,900
2023	$2,083.00	$225,800 Land $34,700 Building $191,100	$225,800 Land $34,700 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Fowler St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 21, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Fowler St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Raymond Water Department serves 4,620 people · EPA ID WA5371500
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Pend Oreille PUD.

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