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640 Forrest Dr, Bartow, FL 33830 Property Records

Polk County property record for 640 Forrest Dr, Bartow, FL 33830 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,152 sqft Living Area
Lot Size9,509 sqft (0.218 acres)
GarageCarport, 2,006 sqft
Last Sale$150,400 (2026)
Tax Bill$2,921.00 (2025)

Property Details

APN / Parcel Number

Primary APN25-30-06-385800-015100
Alternative APNs
  • 063025385800015100
  • 63025000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,152 sqft Living Area
1st Floor912 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialOther Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area9,509 sqft (0.218 acres)
Depth X Width132 ft x 72 ft Depth x Width
Garage TypeCarport Garage
Garage Area2,006 sqft Garage
CarportCarport
Carport Area2,006 sqft Carport

Exterior Amenities

Pool HousePool House
Shed1 Shed
Porch Area288 sqft Porch
Utility Building60 sqft Utility Building

Utilities and HVAC

Cooling SystemNone Cooling

Location & Zoning

Street Address640 FORREST DR
CityBARTOW
StateFL
Zip33830-3231
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRICHLAND MANOR UNIT 3 PB 42 PG 47 BLK O LOT 10
Legal Range25E
Legal Township30S
Legal Section06
Legal SubdivisionRICHLAND MANOR UNIT NO 3
Legal Tract385800
Legal BlockO
Legal Lot Number10
Legal Unit3
JurisdictionPOLK FL
Minor Civil DivisionBARTOW
Census Blockgroup4
Census Block4009
Census Tract15000

Owner

Source: Polk County records · APN 25-30-06-385800-015100

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3900 CAPITAL CITY BLVD, LANSING, MI 48906-2147
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2021Deed of Trust, Mortgage · Reverse Mortgage
ADVISORS MORTGAGE GROUP LLC
Nov 04, 2022Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Jan 26, 2026Trustee's Deed, Foreclosure
Jun 25, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Jun 25, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ADVISORS MTG
Nov 27, 2018Loans 1 and 2 are Both Reverse Mortgages, Mortgage · Federal Housing Administration (FHA) Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 26, 2026 · Amount on Record
Deed SaleJan 26, 2026 · Amount on Record
Deed Doc Number202620001
Deed Book / Page13858 / 1576
Prior Transfer DateNov 17, 2018
Prior Transfer Doc0000245962
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address640 FORREST DR, BARTOW, FL 33830-3231
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 FORREST DR, BARTOW, FL 33830-3231

Mortgage

Document Number0000258172
DateOct 04, 2021
Book Page11921/1761
Instrument2021258172
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term787 Months
DueMay 26, 2087
Interest
Rate TypeAdjustable Rate
Rate1.91%
Type Change DateNov 01, 2021
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address640 FORREST DR, BARTOW, FL 33830-3231
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000291861
DateNov 04, 2022
Book Page12476/1909
Instrument2022291861
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term728 Months
DueJul 22, 2083

January 2026: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPOLK FL
Recording DateJan 26, 2026
Property Address640 FORREST DR, BARTOW, FL 33830-3231
Document Number0000020001
Book / Page13858 / 1576
Map ReferenceMB 42 PG 47
Instrument DateJan 26, 2026
Instrument2026020001
Transaction TypeForeclosure
Record UpdatedFeb 10, 2026

Transaction

AmountAmount Recorded
Tax$1,052.80
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 CAPITAL CITY BLVD, LANSING, MI 48906-2147
Mail Care OfCOMPU LINK CORPORATION DBA CELINK

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address640 FORREST DR, BARTOW, FL 33830-3231
Document Number0112931053
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address640 FORREST DR BARTOW FL 338303231, BARTOW, FL 33830-3231

Mortgage

Document Number0112931053
DateJul 09, 2020
Book Page011293/001053
Instrument137386
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term804 Months
DueJul 08, 2087
Interest
Rate TypeAdjustable Rate
Rate3.57%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address640 FORREST DR, BARTOW, FL 33830-3231
Document Number0112931040
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedAug 03, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address640 FORREST DR BARTOW FL 338303231, BARTOW, FL 33830-3231

Mortgage

Document Number0112931040
DateJul 09, 2020
Book Page011293/001040
Instrument137385
Lender
NameADVISORS MTG
TypeMortgage Company
AddressOCEAN, NJ 07712
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term804 Months
DueJul 08, 2087
Interest
Rate TypeAdjustable Rate
Rate3.57%

November 2018: Loans 1 and 2 are Both Reverse Mortgages, Mortgage

Document TypeLoans 1 and 2 are Both Reverse Mortgages
JurisdictionPOLK FL
Recording DateNov 27, 2018
Property Address640 FORREST DR, BARTOW, FL 33830-3231
Document Number0106800096
Book / Page010680 / 000096
Instrument DateNov 17, 2018
Instrument245962
Transaction TypeMortgage
Record UpdatedMar 13, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address640 FORREST DR BARTOW FL 338303231, BARTOW, FL 33830-3231

Mortgage

Document Number106800112
DateNov 27, 2018
Book Page010680/000112
Instrument245964
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term828 Months
DueNov 26, 2087
Interest
Rate TypeAdjustable Rate
Rate5.34%

Mortgage

Document Number106800098,
DateNov 27, 2018
Book Page010680/000098
Instrument245963
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
AmountAmount Recorded
Term828 Months
DueNov 26, 2087
Interest
Rate TypeAdjustable Rate
Rate5.34%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,921.00 (+437.94%)$160,365 (+268.96%) Land $24,000 Building $136,365$160,365 (+1.82%) Land $24,000 Building $136,365
2023$543.00 (+9.7%) Homeowner's exemption$43,464 (+3%)$157,491 (+10.01%) Land $23,000 Building $134,491
2022$495.00 Homeowner's exemption$42,198$143,158 Land $19,000 Building $124,158

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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