640 Forest St, Mars Hill, NC 28754 Property Records

Madison County property record for 640 Forest St, Mars Hill, NC 28754 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,470 sqft Heated Area
Lot Size29,621 sqft (0.68 acres)
GarageCarport
OccupancyOwner Occupied
Last Sale$250,000 (2021)
Tax Bill$996.00 (2025)

Property Details

APN / Parcel Number

Primary APN9747-59-4238
Alternative APNs
  • 9747594238 0003359
  • 3359

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,470 sqft Heated Area
1st Floor1,470 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1982
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area29,621 sqft (0.68 acres)
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Shed1 Shed
Shed Area200 sqft Shed
Deck Area292 sqft Deck
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemOther Cooling
Heating SystemBaseboard Heating

Location & Zoning

Street Address640 FOREST ST
CityMARS HILL
StateNC
Zip28754-6221
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block59
JurisdictionMADISON NC
Minor Civil Division3, MARS HILL
Census Blockgroup1
Census Block1032
Census Tract10601

Owner

Source: Madison County records · APN 9747-59-4238

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address640 FOREST ST, MARS HILL, NC 28754-6221
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Sep 01, 2017Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 2021 · Amount on Record
Deed SaleFeb 26, 2021 · Amount on Record
Deed Doc Number2021340361
Deed Book / Page713 / 660
Record RefreshedJun 08, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NC
Recording DateFeb 26, 2021
Property Address640 FOREST ST, MARS HILL, NC 28754-6221
Document Number0007130660
Book / Page713 / 660
Instrument DateFeb 15, 2021
Instrument340361
Transaction TypeTransfer
Record UpdatedNov 04, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2277 DOCKVALE DR, 2277, FAYETTEVILLE, NC 28306-4510

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 FOREST ST, MARS HILL, NC 28754-6221

Mortgage

Document Number340362
DateFeb 26, 2021
Instrument340362
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NC
Property Address640 FOREST ST, MARS HILL, NC 28754-6221
Document Number0006360546
Book / Page000636 / 000546
Instrument DateSep 01, 2017
Transaction TypeMortgage
Record UpdatedSep 15, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address640 FOREST ST MARS HILL NC 287546221, MARS HILL, NC 28754-6221

Mortgage

Document Number0006360546
DateSep 07, 2017
Book Page000636/000546
Instrument326547
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 06, 2047

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
MunicipalityMars Hill Town
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$996.00$226,708 (+80.58%) Land $19,836 Building $206,872$226,708 (+80.58%) Land $19,836 Building $206,872
2023$125,542 Land $18,033 Building $107,509$125,542 Land $18,033 Building $107,509

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (37115C), updated March 31, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 67% of the US · above 90% of North Carolina
Wildfire LikelihoodAbout 1 in 356 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Forest St

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