640 Fernleaf Dr, Milpitas, CA 95035 Property Records

Santa Clara County property record for 640 Fernleaf Dr, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 1,674 sqft · built 2014
Lot Size	0.054 acres (2,364 sqft)
Owner	Company Name on Record
Last Sale	$776,000 (Jun 2015)
Tax Bill	$11,525 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`083-10-050`

Property Details

APN / Parcel Number

Primary APN	`083-10-050`
Alternative APN	`08673050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,674 sqft Living Area
1st Floor Area	378 sqft
2nd Floor Area	823 sqft

Exterior

Year Built	Built 2014
Architectural Style	Other
Construction Type	Wood
Lot Area	2,364 sqft (0.054 acres)
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	08673050
Street Address	640 FERNLEAF DR
City	MILPITAS
State	CA
Zip	95035-7990
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	TR 10087 UNIT 161
Legal Subdivision	10087 COYOTE CRK THE COURTS
Legal Tract	10087
Legal Lot Number	15
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1011
Census Tract	505006

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	6081 KOLB RANCH DR, PLEASANTON, CA 94588-3975
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Feb 16, 2021	Intrafamily Transfer, Transfer
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 23, 2015 · Amount on Record
Deed Sale	Jun 23, 2015 · Amount on Record
Prior Sale	Jun 23, 2015 · Amount on Record
Deed Document Number	0022995704
Last Transfer Date	Feb 16, 2021
Transfer Doc	0024831579
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	640 FERNLEAF DR, MILPITAS, CA 95035-7990
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6081 KOIB RANCH DRIVE, PLEASANTON, CA 94588-3975

Mortgage

Document Number	0024729117
Date	Dec 1, 2020
Instrument	24729117

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 16, 2021
Property Address	640 FERNLEAF DR, MILPITAS, CA 95035-7990
Document Number	0024831579
Map Reference	DOC 22292527
Instrument Date	Jan 30, 2021
Instrument	24831579
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6081 KOIB RANCH DRIVE, PLEASANTON, CA 94588-3975

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	640 FERNLEAF DR, MILPITAS, CA 95035-7990
Document Number	0024409305
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6081 KOLB RANCH DR PLEASANTON CA 945883975, PLEASANTON, CA 94588-3975

Mortgage

Document Number	0024409305
Date	Feb 20, 2020
Instrument	24409305

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,525.00 (+3.17%)	$932,575 (+4.04%) Land $466,193 Building $466,382
2023	$11,171.00 (+0.61%)	$896,364 Land $448,091 Building $448,273
2022	$11,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet DSL · Fixed Wireless in parts of the area	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
Tekify Fiber & Wireless Fixed Wireless	166 / 37
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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