Washtenaw County property record for 640 Eugene St, Ypsilanti, MI 48198
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,008 sqft · built 1960 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Jun 2024) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | K-11-11-435-022 |
| Primary APN | K-11-11-435-022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 640 EUGENE ST |
|---|---|
| City | YPSILANTI |
| State | MI |
| Zip | 48198-8034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | YP# 90-49 LOT 442 SOUTH DEVONSHIRE SUBDIVISION NO. 2. |
| Legal Range | 07E |
| Legal Township | 03S |
| Legal Section | 11 |
| Legal Subdivision | SOUTH DEVONSHIRE SUBDIVISION |
| Legal Block | 435 |
| Legal Lot Number | 442 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | YPSILANTI |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 412300 |
Source: Washtenaw County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 EUGENE ST, YPSILANTI, MI 48198-8034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on Record |
| Deed Sale | Jun 21, 2024 · Amount on Record |
| Prior Sale | Nov 14, 2016 · Amount on Record |
| Deed Document Number | 20246723996 |
| Deed Book / Page | 5557 / 48 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Jul 23, 2026 |
| Property Address | 640 EUGENE ST, YPSILANTI, MI 48198-8034 |
| Document Number | 0006804204 |
| Book / Page | 5637 / 216 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20266804204 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Surviving Joint Tenant, 290 |
| Address | 640 EUGENE ST, YPSILANTI, MI 48198-8034 |
| Document Number | 0006804204, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 5637/216 |
| Instrument | 20266804204 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
Source: Washtenaw County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Washtenaw County |
| County Subdivision | Ypsilanti Charter Township |
| Unified School District | Ypsilanti Community Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $77,600 | $155,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YPSILANTI COMMUNITY UTILITY AUTHORITY serves 53,988 people · EPA ID MI0007260 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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