640 Eucalyptus Ave, Oakdale, CA 95361 Property Records

Stanislaus County property record for 640 Eucalyptus Ave, Oakdale, CA 95361

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1986
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,564 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130-016-048-000`

Property Details

APN / Parcel Number

Primary APN	`130-016-048-000`
Alternative APNs	`1301648000` `1301648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	640 EUCALYPTUS AVE
City	OAKDALE
State	CA
Zip	95361-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP G1 4
Legal Block	2
Legal Lot Number	A
Jurisdiction	STANISLAUS CA
Township / Civil Division	OAKDALE
Census Block Group	2
Census Block	2003
Census Tract	201

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 EUCALYPTUS AVE, OAKDALE, CA 95361-2512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jun 27, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021
Deed Sale	Jul 13, 2021
Prior Sale	Jan 5, 2005 · Amount on Record
Deed Document Number	202166845
Prior Transfer Date	Jul 6, 2021
Prior Transfer Doc	0000066845
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jul 13, 2021
Property Address	640 EUCALYPTUS AVE, OAKDALE, CA 95361-2512
Document Number	0000066845
Map Reference	MB 38 PG 6
Instrument Date	Jul 6, 2021
Instrument	2021-0066845
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	640 EUCALYPTUS AVE, OAKDALE, CA 95361-2512

Mortgage

Document Number	0000066846
Date	Jul 13, 2021
Instrument	2021-0066846

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	640 EUCALYPTUS AVE, OAKDALE, CA 95361-2512
Document Number	0000006451
Instrument Date	Jan 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	640 EUCALYPTUS AVE OAKDALE CA 953612512, OAKDALE, CA 95361-2512

Mortgage

Document Number	0000006451
Date	Jan 30, 2020
Instrument	6451

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 27, 2018
Property Address	640 EUCALYPTUS AVE, OAKDALE, CA 95361-2512
Document Number	0000043928
Instrument Date	Jun 21, 2018
Instrument	43928
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	640 EUCALYPTUS AVE OAKDALE CA 953612512, OAKDALE, CA 95361-2512

Mortgage

Document Number	43929
Date	Jun 27, 2018
Instrument	43929

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Oakdale City
Unified School District	Oakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,564.00 (+1.17%) Homeowner's exemption	$419,410 (+2%) Land $159,230 Building $260,180
2025	$4,511.00 (+7.82%) Homeowner's exemption	$411,187 (+4.04%) Land $156,108 Building $255,079
2023	$4,184.00 (+1.75%) Homeowner's exemption	$395,223 Land $150,048 Building $245,175
2022	$4,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKDALE serves 23,235 people · EPA ID CA5010014
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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