640 Estes Park Estates Dr, Lyons, CO 80540 Property Records

Larimer County property record for 640 Estes Park Estates Dr, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2000
Lot Size	0.977 acres (42,544 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Sep 2025)
Tax Bill	$3,465 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14283-14-049`

Property Details

APN / Parcel Number

Primary APN	`14283-14-049`
Alternative APN	`R0583413`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	3,080 sqft
Upper Floors Area	700 sqft
Basement Area	1,280 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,544 sqft (0.977 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Open Slab
Porch Area	76 sqft
Patio Area	700 sqft
Balcony Area	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0583413
Street Address	640 ESTES PARK ESTATES DR
City	LYONS
State	CO
Zip	80540-8265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 49, ESTES PARK EST 2ND
Legal Range	71W
Legal Township	4N
Legal Section	28
Legal Subdivision	ESTES PARK ESTATES
Legal Lot Number	49
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1046
Census Tract	1905

Owner

Source: Larimer County records · APN 14283-14-049

Assessment roll updated February 9, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	616 WILD HONEY DR, BERTHOUD, CO 80513-3834
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Feb 21, 2006 · Amount on Record
Deed Document Number	202543850
Prior Transfer Date	Oct 25, 2000
Prior Transfer Doc	0000073936
Record Updated	Sep 20, 2026

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 22, 2025
Property Address	640 ESTES PARK ESTATES DR, LYONS, CO 80540-8265
Document Number	0000043850
Instrument Date	Sep 05, 2025
Instrument	20250043850
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	FITCO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$62.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 WILD HONEY DR, BERTHOUD, CO 80513-3834

Mortgage

Document Number	0000043851
Date	Sep 22, 2025
Instrument	20250043851

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated February 9, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,465.00 (-6.9%)	$38,913 (-17.85%) Land $9,375 Building $29,538	$622,600 (-11.94%) Land $150,000 Building $472,600
2024	$3,722.00 (+1.11%)	$47,369 (-) Land $10,050 Building $37,319	$707,000 (-) Land $150,000 Building $557,000
2023	$3,681.00 (+17.79%)	$47,369 (+35.72%) Land $10,050 Building $37,319	$707,000 (+40.78%) Land $150,000 Building $557,000
2022	$3,125.00	$34,903 Land $4,796 Building $30,107	$502,200 Land $69,000 Building $433,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Extreme above 98% of the US · above 99.5% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Xbar7 Communications Fixed Wireless · Fiber in parts of the area	200 / 200
JAB Wireless Fixed Wireless	50 / 10

May also be available: Inventive Wireless of Nebraska.

Based on FCC filings for 87 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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