640 Emerald St, Imperial, CA 92251 Property Records

Imperial County property record for 640 Emerald St, Imperial, CA 92251

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,821 sqft · built 2006
Lot Size	0.153 acres (6,658 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Nov 2016)
Tax Bill	$5,450 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-253-001-000`

Property Details

APN / Parcel Number

Primary APN	`064-253-001-000`
Alternative APN	`043963001000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,821 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	6,658 sqft (0.153 acres)
Garage Type	Attached
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	640 EMERALD ST
City	IMPERIAL
State	CA
Zip	92251-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 DESERT MIRAGE ESTATES UNIT NO 2 CITY OF IMPERIAL
Legal Subdivision	DESERT MIRAGE ESTATES
Legal Block	5
Legal Lot Number	68
Jurisdiction	IMPERIAL CA
Township / Civil Division	IMPERIAL
Census Block Group	5
Census Block	5029
Census Tract	11002

Owner

640 Emerald St is owned and occupied by an individual who bought it in November 2016.

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	640 EMERALD ST, IMPERIAL, CA 92251-2513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Jul 3, 2017	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2016 · Amount on File
Deed Sale	Nov 21, 2016 · Amount on File
Prior Sale	Sep 18, 2007 · Amount on File
Deed Document Number	201624811
Prior Transfer Date	Nov 8, 2016
Prior Transfer Doc	0000024812
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	640 EMERALD ST, IMPERIAL, CA 92251-2513
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 EMERALD ST, IMPERIAL, CA 92251-2513

Mortgage

Document Number	0000019572
Date	Sep 20, 2022
Instrument	2022019572

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	640 EMERALD ST, IMPERIAL, CA 92251-2513
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 EMERALD ST, IMPERIAL, CA 92251-2513

Mortgage

Document Number	0000021196
Date	Aug 16, 2021
Instrument	2021021196

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	640 EMERALD ST, IMPERIAL, CA 92251-2513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014763
Date	Jul 3, 2017
Instrument	2017014763

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	640 EMERALD ST, IMPERIAL, CA 92251-2513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 EMERALD ST, IMPERIAL, CA 92251-2513

Mortgage

Document Number	0000014817
Date	Aug 20, 2020
Instrument	2020014817

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 640 Emerald St was $5,450.

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	Imperial City
Unified School District	Imperial Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,674 Land $47,348 Building $328,326
2025	$5,450.00
2023	$5,333.00 (+2.97%)	$354,009 Land $44,618 Building $309,391
2022	$5,179.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 640 Emerald St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Emerald St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMPERIAL serves 22,102 people · EPA ID CA1310006
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2018 Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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