Lorain County property record for 640 Elyria Ave, Amherst, OH 44001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,109 sqft · built 1912 |
| Lot Size | 0.329 acres (14,350 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $115,000 (Nov 2009) |
| Tax Bill | $3,103 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-025-104-007 |
| Primary APN | 05-00-025-104-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,109 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| 2nd Floor Area | 1,608 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 14,350 sqft (0.329 acres) |
| Lot Dimensions | 175 ft deep x 82 ft wide |
| Garage Type | Detached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 152 sqft |
| Deck Area | 192 sqft |
| Patio Area | 32 sqft |
| Canopy | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 640 ELYRIA AVE |
|---|---|
| City | AMHERST |
| State | OH |
| Zip | 44001-2324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHUPE 82 X 175 |
| Legal Subdivision | ISAAC SHUPES ADDITION |
| Legal Block | 104 |
| Legal Lot Number | 244 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 50301 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 640 ELYRIA AVE, AMHERST, OH 44001-2324 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2009 · Amount on Record |
| Deed Sale | Nov 17, 2009 · Amount on Record |
| Prior Sale | Sep 1, 2009 |
| Deed Document Number | 2009-0316870 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 640 ELYRIA AVE, AMHERST, OH 44001-2324 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210849797 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-0849797 |
| Name | COMMUNITY STAR CU INC |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Amherst City |
| County | Lorain County |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,103.00 | $75,480 (+%) Land $17,400 Building $58,080 | $215,650 (-) Land $49,710 Building $165,940 |
| 2024 | $3,103.00 (+15.91%) | $75,478 (+35.2%) Land $17,399 Building $58,079 | $215,650 (+35.2%) Land $49,710 Building $165,940 |
| 2023 | $2,677.00 (+4.29%) | $55,826 (+0.01%) Land $16,293 Building $39,533 | $159,500 (-) Land $46,550 Building $112,950 |
| 2022 | $2,567.00 | $55,820 Land $16,290 Building $39,530 | |
| 2021 | $159,500 Land $46,550 Building $112,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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