Westchester County and Pelham Town property record for 640 Ely Ave, Pelham, NY 10803
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,773 sqft · built 1922 |
| Lot Size | 0.906 acres (39,474 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,715,000 (Nov 2004) |
| Tax Bill | $82,644 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554405 163.84-1-3 |
| Primary APN | 554405 163.84-1-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,773 sqft Living Area |
| 1st Floor Area | 2,416 sqft |
| 2nd Floor Area | 2,169 sqft |
| Upper Floors Area | 188 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 39,474 sqft (0.906 acres) |
| Lot Dimensions | 199 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 860 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 669 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02402000 |
|---|---|
| Street Address | 640 ELY AVE |
| City | PELHAM |
| State | NY |
| Zip | 10803-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAA |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | PELHAM |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 5500 |
Source: Westchester County and Pelham Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 ELY AVE, PELHAM, NY 10803-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2004 · Amount on Record |
| Deed Sale | Nov 17, 2004 · Amount on Record |
| Deed Document Number | 200442661587 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 640 ELY AVE, PELHAM, NY 10803-2402 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | PICK-UP MARBACH ABSTRACT, PICK UP MARBACH ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0610373013 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 610373013 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 1, 2036 |
Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Pelham Town |
| Municipality | Pelham Manor Village |
| Unified School District | Pelham Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,644.00 | $2,526,000 (+3.99%) Land $1,068,000 Building $1,458,000 | $2,526,000 (+3.99%) Land $1,068,000 Building $1,458,000 |
| 2024 | $2,429,000 (+5.02%) Land $1,068,000 Building $1,361,000 | $2,429,000 (+5.02%) Land $1,068,000 Building $1,361,000 | |
| 2023 | $2,313,000 Land $712,000 Building $1,601,000 | $2,313,000 Land $712,000 Building $1,601,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 30 (1979–2023) |
| Claims Outside the SFHA | 12 of 30 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile.
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