Tama County property record for 640 Elm St, Traer, IA 50675 · Last verified June 2026
| Property Type | Commercial |
|---|---|
| Details | 2,700 sqft · built 1910 |
| Lot Size | 0.069 acres (3,006 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $470 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.204.022 |
| Primary APN | 07.10.204.022 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,700 sqft Building Perimeter |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 3,006 sqft (0.069 acres) |
| Street Address | 640 ELM ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1216 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 52 BLK 16 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 16 |
| Legal Lot Number | 52 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 290200 |
Source: Tama County records · APN 07.10.204.022
Assessment roll updated May 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 644 ELM ST, TRAER, IA 50675-1216 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Tama County records · Assessment roll updated May 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $470.00 | $29,490 (+31.48%) Land $2,300 Building $27,190 | $29,490 (+31.48%) Land $2,300 Building $27,190 |
| 2024 | $22,430 (-) Land $2,300 Building $20,130 | ||
| 2023 | $22,430 Land $2,300 Building $20,130 | $22,430 Land $2,300 Building $20,130 |
Source: FEMA National Flood Hazard Layer, Tama County (19171C), updated October 6, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191712902003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| AMG Technology Investment Group | Fixed Wireless | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Uniti Group | DSL | 200 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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