640 E Ralston St, Ontario, CA 91761 Property Records

San Bernardino County property record for 640 E Ralston St, Ontario, CA 91761

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,308 sqft · built 1928
Lot Size0.14 acres (6,080 sqft)
OwnerIndividual Name on Record
Last Sale$152,000 (Jul 2002)
Tax Bill$2,356 (2025)
Deeds & MortgagesJul 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN1049-503-09-0000

Property Details

APN / Parcel Number

Primary APN1049-503-09-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,308 sqft Living Area
1st Floor Area1,308 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area6,080 sqft (0.14 acres)
Lot Dimensions152 ft deep x 40 ft wide
Garage TypeDetached
Garage Area640 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area70 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address640 E RALSTON ST
CityONTARIO
StateCA
Zip91761-3449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2441 LOT 37
Legal Tract2441
Legal Block3
Legal Lot Number37
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group3
Census Block3012
Census Tract1813

Owner

Source: San Bernardino County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address640 E RALSTON ST, ONTARIO, CA 91761-3449
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2002 · Amount on Record
Deed SaleJul 9, 2002 · Amount on Record
Prior SaleJun 15, 2001 · Amount on Record
Deed Document Number2002352436
Prior Transfer DateOct 24, 2000
Prior Transfer Doc0000432012
Record UpdatedOct 29, 2026

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN BERNARDINO CA
Property Address640 E RALSTON ST, ONTARIO, CA 91761-3449
Document Number0000356955
Instrument DateJul 31, 2017
Transaction TypeMortgage
Record UpdatedSep 11, 2017
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 E RALSTON ST ONTARIO CA 91762, ONTARIO, CA 91762

Mortgage

Document Number0000356955
DateAug 31, 2017
Instrument356955
Lender
NameNATIONSTAR MTG
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term480 Months
DueAug 30, 2057
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictOntario-Montclair School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$224,550 (+2%) Land $59,093 Building $165,457
2025$2,356.00 (+5.41%) Homeowner's exemption$220,147 (+4.04%) Land $57,934 Building $162,213
2023$2,235.00 (+1.41%) Homeowner's exemption$211,598 Land $55,684 Building $155,914
2022$2,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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