640 E Park St, Lock Haven, PA 17745 Property Records

Clinton County property record for 640 E Park St, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft · built 1973
Lot Size	0.312 acres (13,591 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (May 2019)
Tax Bill	$1,736 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit May 2019 Sale
Flood Zone	Zone X (reduced by levee)
APN	`6-2970`

Property Details

APN / Parcel Number

Primary APN	`6-2970`
Alternative APN	`G-01-0008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	1,376 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,591 sqft (0.312 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	G -01-0008
Street Address	640 E PARK ST
City	LOCK HAVEN
State	PA
Zip	17745-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I
Legal Description	640 PARK ST
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	2
Census Block	2070
Census Tract	30600

Owner

Source: Clinton County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	141 IRA LN, PORT MATILDA, PA 16870-7945
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Deed of Trust, Mortgage · Line of Credit HORIZON FCU
May 31, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Nov 1, 1994
Deed Document Number	20191924
Prior Transfer Date	May 11, 2014
Prior Transfer Doc	0201401693
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	640 E PARK ST, LOCK HAVEN, PA 17745-2915
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018002328
Date	Jul 3, 2018
Instrument	2018-002328

Lender

Name	HORIZON FCU
Type	Credit Union
Address	WILLIAMSPORT, PA 17701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	158 Months
Due	Aug 31, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	May 31, 2019
Property Address	640 E PARK ST, LOCK HAVEN, PA 17745-2915
Document Number	2019001924
Instrument Date	May 30, 2019
Instrument	2019-001924
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	141 IVA LANE, PORT MATILDA, PA 16870-7945

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,736.00 (+8.91%)	$77,900 (-) Land $16,200 Building $61,700
2023	$1,594.00	$77,900 Land $16,200 Building $61,700
2008			$77,900 Land $16,200 Building $61,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	43 (1979–2004)
Claims Outside the SFHA	2 of 43
Most Recent Claim	Sep 2004 · Tropical Depression Ivan
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2016
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
River Valley Internet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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