Somerset County property record for 640 E Main St, Somerset, PA 15501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1924 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,736 (2026) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | S41-041-016-000 |
| Primary APN | S41-041-016-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 410005150 |
|---|---|
| Street Address | 640 E MAIN ST |
| City | SOMERSET |
| State | PA |
| Zip | 15501-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 1 1/2 STY MAS/FRAME DWG GAR |
| Legal Lot Number | 21 |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | SOMERSET |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21100 |
640 E Main St is owned and occupied by an individual.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 E MAIN ST, SOMERSET, PA 15501-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | May 2, 2022 |
| Property Address | 640 E MAIN ST, SOMERSET, PA 15501-2109 |
| Document Number | 002955/191 |
| Book / Page | 2955 / 191 |
| Map Reference | VOL 2 PG 32 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022003574 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 CHAUNCEYS WOODS RD, 111, SOMERSET, PA 15501-2422 |
| Name | Verified Name |
|---|---|
| Address | 640 E MAIN ST, SOMERSET, PA 15501-2109 |
The 2026 property tax bill for 640 E Main St was $1,736 with a homeowner's exemption.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| Municipality | Somerset Borough |
| Unified School District | Somerset Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,736.00 Homeowner's exemption | $21,210 | |
| 2024 | $1,687.00 (+2.24%) | $21,210 (-) | |
| 2023 | $1,650.00 | $21,210 | |
| 1998 | $42,400 Land $11,290 Building $31,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2012–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERSET BORO MUNI WATER AUTH serves 6,309 people · EPA ID PA4560042 |
|---|---|
| Water Source | Purchased surface water from SOMERSET CNTY QUEMAHONING SYST |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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