York County property record for 640 E Main St, Rock Hill, SC 29730
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,546 sqft · built 1937 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (May 2019) |
| Tax Bill | $2,805 (2025) |
| Deeds & Mortgages | May 2019 Sale & Mortgage Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 627-06-01-006 |
| Primary APN | 627-06-01-006 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,546 sqft Living Area |
| 1st Floor Area | 1,647 sqft |
| Basement Area | 899 sqft |
| Finished Basement | 899 sqft |
| Unfinished Basement | 899 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 43,560 sqft (1 acres) |
| Total Buildings | 3 Buildings |
| Street Address | 640 E MAIN ST |
|---|---|
| City | ROCK HILL |
| State | SC |
| Zip | 29730-5374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OI |
| Legal Description | E MAIN ST |
| Legal Subdivision | MAP OF MARSHALL REALTY CO |
| Jurisdiction | YORK SC |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 60300 |
Source: York County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 640 E MAIN ST, ROCK HILL, SC 29730-5374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2019 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 3, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2019 · Amount on Record |
| Deed Sale | May 7, 2019 · Amount on Record |
| Prior Sale | Feb 3, 2017 · Amount on Record |
| Deed Document Number | 201917538 |
| Deed Book / Page | 17529 / 443 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | May 7, 2019 |
| Property Address | 640 E MAIN ST, ROCK HILL, SC 29730-5374 |
| Document Number | 1752900443 |
| Book / Page | 17529 / 443 |
| Map Reference | MB 2 PG 363 |
| Instrument Date | May 2, 2019 |
| Instrument | 2019017538 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,017.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 E MAIN ST, ROCK HILL, SC 29730-5374 |
| Document Number | 2019017539 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 2019017539 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Feb 3, 2017 |
| Property Address | 640 E MAIN ST, ROCK HILL, SC 29730-5374 |
| Document Number | 1622000280 |
| Book / Page | 016220 / 000280 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 2116 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $333.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 460 YORK SC 297450460, YORK, SC 29745-0460 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Rock Hill City |
| Unified School District | York School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,805.00 (+25.78%) | $13,056 (+28.8%) Land $1,800 Building $11,256 | $326,400 (+28.79%) Land $45,000 Building $281,400 |
| 2023 | $2,230.00 | $10,137 Land $1,200 Building $8,937 | $253,436 Land $30,000 Building $223,436 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Comporium Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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