640 E Main St, Ripon, CA 95366 Property Records

San Joaquin County property record for 640 E Main St, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1944
Square Footage	1,139 sqft Living Area
Lot Size	8,603 sqft (0.197 acres)
Garage	Mixed
Last Sale	$500,000 (2005)
Tax Bill	$4,427.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`261-150-670-000`
Alternative APN	`26115019`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,139 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1944
Architectural Style	Other Style
Construction Type	Tilt-Up Concrete Construction
Lot Area	8,603 sqft (0.197 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Mixed Garage

Utilities and HVAC

Cooling System	None Cooling

Location & Zoning

Old Parcel Number	26115019
Street Address	640 E MAIN ST
City	RIPON
State	CA
Zip	95366-2906
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	08-FM PT OF 261-150-19/PT TO 66 PER PM 24-076
Legal Subdivision	VAN VELDHUTZEN TRACT
Legal Tract	89
Legal Lot Number	19
Jurisdiction	SAN JOAQUIN CA
Minor Civil Division	RIPON
Census Blockgroup	4
Census Block	4025
Census Tract	5001

Owner

Source: San Joaquin County records · APN 261-150-670-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2006 FINE AVE, MODESTO, CA 95355-8916
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2005 · Amount on Record
Deed Sale	Oct 13, 2005 · Amount on Record
Prior Sale	Jul 27, 2005
Deed Doc Number	2005-256046
Record Refreshed	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	640 E MAIN ST, RIPON, CA 95366-2906
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 FINE AVE, MODESTO, CA 95355-8916

Mortgage

Document Number	0000085805
Date	May 17, 2021
Instrument	2021-085805

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,427.00 (+10.54%)	$409,947 (+10.92%) Land $136,648 Building $273,299
2023	$4,005.00 (-4.53%)	$369,600 Land $110,000 Building $259,600
2022	$4,195.00

Flood & Wildfire

640 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 11th in California
Wildfire Likelihood	Low — about 1 in 5,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.