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640 E Main St, Lakeland, FL 33801 Property Records

Polk County property record for 640 E Main St, Lakeland, FL 33801

Property Summary

Property TypeRestaurant
Details12,000 sqft · built 1945
Lot Size1.59 acres (69,273 sqft)
OwnerCompany Name on File
Last Sale$675,000 (Nov 2013)
Tax Bill$28,711 (2025)
Deeds & MortgagesMar 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN24-28-18-209000-000050

Property Details

APN / Parcel Number

Primary APN24-28-18-209000-000050
Alternative APNs
  • 182824209000000050
  • 82824000

Interior

Units2 Units
Stories1 Story
Building Area12,000 sqft Gross Area
1st Floor Area12,000 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2014
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGambrel
Roof MaterialTar & Gravel
Lot Area69,273 sqft
Lot Dimensions143 ft deep x 70 ft wide
View / LotCommercial
Garage Area16,500 sqft
Patio Area324 sqft
Canopy1,608 sqft

Location & Zoning

Street Address640 E MAIN ST
CityLAKELAND
StateFL
Zip33801-5015
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeC2
Legal DescriptionROGERS SUB PB 2 PG 110 LOTS E THRU J & THAT PART OF CLOSED RD LYING SLY OF LOTS G THRU J AS DESC IN OR 9240-1859 & OR 12137-1144
Legal Range24E
Legal Township28S
Legal Section18
Legal SubdivisionROGERS SUBDIVISION
Legal Tract209000
Legal Block3
Legal Lot NumberE-I
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group3
Census Block3045
Census Tract16400

Owner

640 E Main St, a commercial property, is owned by a company that bought it in November 2013.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address632 E MAIN ST, 300, LAKELAND, FL 33801-5036
Owner TypeCompany
VestingPartnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2013 · Amount on File
Deed SaleNov 26, 2013 · Amount on File
Prior SaleMar 14, 2006 · Amount on File
Deed Document Number2013218030
Deed Book / Page9120 / 1753
Prior Transfer DateJul 17, 2006
Prior Transfer Doc0000205858
Record UpdatedOct 29, 2026

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPOLK FL
Recording DateMar 6, 2018
Property Address640 E MAIN ST, LAKELAND, FL 33801-5015
Document Number0104142249
Book / Page010414 / 002249
Instrument DateFeb 23, 2018
Instrument49099
Transaction TypeForeclosure
Record UpdatedApr 11, 2018

Transaction

AmountAmount on Record
Tax$7,027.30
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4100 FRONTAGE RD S #101 LAKELAND FL 338153201, 101, LAKELAND, FL 33815-3201

Tax Assessment & Valuation

The 2025 property tax bill for 640 E Main St was $28,711.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,793,009 (+25.15%) Land $536,858 Building $1,256,151$1,793,009 (+25.15%) Land $536,858 Building $1,256,151
2025$28,711.00$1,432,707 Land $199,640 Building $1,233,067$1,432,707 Land $199,640 Building $1,233,067
2023$28,377.00 (+6.85%)$1,402,755 (+7.29%) Land $199,640 Building $1,203,115$1,402,755 (+7.29%) Land $199,640 Building $1,203,115
2022$26,559.00$1,307,395 Land $199,640 Building $1,107,755$1,307,395 Land $199,640 Building $1,107,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980–2014)
Most Recent ClaimApr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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