640 E Locust St, Scranton, PA 18505 Property Records

Lackawanna County property record for 640 E Locust St, Scranton, PA 18505 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1930
Square Footage2,544 sqft Total Area
Lot Size5,400 sqft (0.124 acres)
OccupancyOwner Occupied
Last Sale$77,385 (2013)
Tax Bill$30,922.00 (2026)

Property Details

APN / Parcel Number

Primary APN16707050045

Interior

Building Area2,544 sqft Total Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area5,400 sqft (0.124 acres)
Depth X Width90 ft x 60 ft Depth x Width

Location & Zoning

Street Address640 E LOCUST ST
CitySCRANTON
StatePA
Zip18505-1773
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description60X90 BLDG & LAND W-20 B-0550 L-0010 P-01800
Legal SubdivisionTOWN PLOT OF THE CITY OF SCRAN
Legal Block550
Legal Lot Number10
JurisdictionLACKAWANNA PA
Minor Civil DivisionSCRANTON
Census Blockgroup1
Census Block1014
Census Tract102900

Owner

Source: Lackawanna County records · APN 16707050045

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address640 E LOCUST ST, SCRANTON, PA 18505-1773
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Feb 14, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Aug 15, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
WELLS FARGO BANK NA
Nov 10, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2013 · Amount on Record
Deed SaleOct 29, 2013 · Amount on Record
Prior SaleNov 06, 2006 · Amount on Record
Deed Doc Number201322652
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLACKAWANNA PA
Property Address640 E LOCUST ST, SCRANTON, PA 18505-1773
Transaction TypeMortgage
Record UpdatedNov 12, 2025
Title CompanyUNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017714
DateOct 31, 2025
Instrument202517714
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLACKAWANNA PA
Property Address640 E LOCUST ST, SCRANTON, PA 18505-1773
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyWEST COAST ABSTRACT, EAST COAST ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002091
DateFeb 14, 2024
Instrument202402091
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLACKAWANNA PA
Property Address640 E LOCUST ST, SCRANTON, PA 18505-1773
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016551
DateAug 15, 2022
Instrument202216551
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLACKAWANNA PA
Property Address640 E LOCUST ST, SCRANTON, PA 18505-1773
Document Number0000021921
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedJan 13, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 E LOCUST ST SCRANTON PA 185051773, SCRANTON, PA 18505-1773

Mortgage

Document Number0000021921
DateDec 08, 2020
Instrument21921
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term276 Months
DueDec 07, 2043

Tax Assessment & Valuation

Source: Lackawanna County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLackawanna County
MunicipalityScranton City
Unified School DistrictScranton School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$30,922.00 (+921.2%)$193,280 (+1,832.8%) Land $31,220 Building $162,060
2024$3,028.00$10,000 Land $2,050 Building $7,950$193,280 (+1,832.8%) Land $31,220 Building $162,060
$10,000 Land $2,050 Building $7,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lackawanna County (42069C), updated October 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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