Muskegon County property record for 640 E Lewis St, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1958 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Apr 2023) |
| Tax Bill | $3,585 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage May 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22028400006400 |
| Primary APN | 22028400006400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 640 E LEWIS ST |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | W-0665ECA CITY OF WHITEHALL W 69.72 FT OF E 104.72 FT OF S 240 FT OF E 1/2 OF SE 1/4 OF SE 1/4 OF SE 1/4 S 40 FT THEREOF F |
| Legal Subdivision | CITY OF WHITEHALL |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | WHITEHALL |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 3702 |
Source: Muskegon County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 E LEWIS ST, WHITEHALL, MI 49461-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage WEST SHORE BANK |
| May 21, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 9, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on Record |
| Deed Sale | Apr 21, 2023 · Amount on Record |
| Prior Sale | Jan 28, 2014 |
| Deed Document Number | 20235793913 |
| Deed Book / Page | 4328 / 318 |
| Prior Transfer Date | Oct 15, 2020 |
| Prior Transfer Doc | 0005702511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Apr 21, 2023 |
| Property Address | 640 E LEWIS ST, WHITEHALL, MI 49461-1611 |
| Document Number | 004328/318 |
| Book / Page | 4328 / 318 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 5793913 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 E LEWIS ST, WHITEHALL, MI 49461-1611 |
| Name | Verified Name |
|---|---|
| Address | 640 E LEWIS ST, WHITEHALL, MI 49461-1611 |
| Document Number | 0005793914 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 5793914 |
| Name | WEST SHORE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 640 E LEWIS ST, WHITEHALL, MI 49461-1611 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4157/764 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 4157/764 |
| Instrument | 5623527 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WHITEHALL, MI 49461 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Oct 20, 2020 |
| Property Address | 640 E LEWIS ST, WHITEHALL, MI 49461-1611 |
| Document Number | 0005702511 |
| Book / Page | 004236 / 000825 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 5702511 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 E LEWIS ST WHITEHALL MI 494611611, WHITEHALL, MI 49461-1611 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jun 29, 2020 |
| Property Address | 640 E LEWIS ST, WHITEHALL, MI 49461-1611 |
| Document Number | 0005690405 |
| Book / Page | 004224 / 000707 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 5690405 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 640 E LEWIS ST WHITEHALL MI 494611611, WHITEHALL, MI 49461-1611 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Feb 9, 2018 |
| Property Address | 640 E LEWIS ST, WHITEHALL, MI 49461-1611 |
| Document Number | 0005611411 |
| Book / Page | 004145 / 000637 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 5611411 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 CURTIS ST BRUSH CO 807232214, BRUSH, CO 80723-2214 |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| Municipality | Whitehall City |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,700 (+9.99%) | $189,400 (+9.99%) | |
| 2025 | $3,585.00 Homeowner's exemption | $86,100 | $172,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITEHALL serves 2,902 people · EPA ID MI0007100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures