640 E Inca Ct, Pueblo, CO 81007 Property Records

Pueblo County property record for 640 E Inca Ct, Pueblo, CO 81007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,249 sqft · built 2005
Lot Size	0.379 acres (16,518 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Apr 2020)
Tax Bill	$1,883 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Apr 2020 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`613215022`

Property Details

APN / Parcel Number

Primary APN	`613215022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,249 sqft Living Area
Gross Area	1,669 sqft
1st Floor Area	1,249 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,518 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	640 E INCA CT
City	PUEBLO
State	CO
Zip	81007-5430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:RES/1 F
Legal Description	LOT 12 BLK 10 TR 335 PUEBLO WEST
Legal Range	66W
Legal Township	20S
Legal Section	13
Legal Subdivision	PUEBLO WEST
Legal Tract	335
Legal Block	10
Legal Lot Number	12
Jurisdiction	PUEBLO CO
Township / Civil Division	PUEBLO WEST
Census Block Group	3
Census Block	3010
Census Tract	2914

Owner

Source: Pueblo County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 E INCA CT, PUEBLO WEST, CO 81007-5430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Apr 29, 2020	Warranty Deed, Transfer · Reverse Mortgage MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Sep 1, 2005 · Amount on Record
Deed Document Number	20202176510
Prior Transfer Date	Feb 15, 2007
Prior Transfer Doc	0001715690
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUEBLO CO
Property Address	640 E INCA CT, PUEBLO WEST, CO 81007-5430
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	AVALANCHE TITLE AND ESCROW LLC, AVALANCHE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002238430
Date	Aug 9, 2021
Instrument	2238430

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	EDMOND, OK 73013

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	906 Months
Due	Feb 22, 2097

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUEBLO CO
Recording Date	Apr 29, 2020
Property Address	640 E INCA CT, PUEBLO WEST, CO 81007-5430
Document Number	0002176510
Instrument Date	Apr 24, 2020
Instrument	2176510
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	640 E INCA CT, PUEBLO, CO 81007-5430

Mortgage

Document Number	0002176511
Date	Apr 29, 2020
Instrument	2176511

Lender

Name	MORTGAGE FUNDING LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.81%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2021
Change Frequency	Monthly
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Pueblo County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Pueblo County
Unified School District	Pueblo County School District 70 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,883.00 (+14.61%)	$17,810 (+8.86%)	$518,458 (+73.24%) Land $51,500 Building $466,958
2024	$1,643.00 (-1.08%)	$16,360 (-18.4%) Land $2,733 Building $13,627
2023	$1,661.00 (+8.42%)	$20,050 (+31.3%) Land $3,350 Building $16,700	$299,275 (+36.26%) Land $50,000 Building $249,275
2022	$1,532.00	$15,270 Land $2,090 Building $13,180	$219,631 Land $30,000 Building $189,631

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUEBLO WEST MD serves 30,000 people · EPA ID CO0151650
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
SECOM Fixed Wireless	300 / 50
Kellin Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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