Flathead County property record for 640 E Idaho St, Kalispell, MT 59901
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2,709 sqft · built 1973 |
| Lot Size | 2.42 acres (105,415 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,639,218 (Jun 2022) |
| Tax Bill | $49,821 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0753719 |
| Primary APN | R0753719 |
|---|---|
| Alternative APNs |
|
| Units | 148 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 1,430 sqft Total Area |
| 1st Floor Area | 1,430 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 105,415 sqft (2.42 acres) |
| View / Lot | Major Street/Thoroughfare |
| Total Buildings | 4 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000084500 |
|---|---|
| Street Address | 640 E IDAHO ST |
| City | KALISPELL |
| State | MT |
| Zip | 59901-6376 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | S08, T28 N, R21 W, ACRES 2.42, CS 18942-A, TR 30-18 IN NW4SW4, & CS 2594, TR 30-20B IN NW4SW4 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 08 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 18942 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1102 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2120 S RESERVE ST, MISSOULA, MT 59801-6451 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Line of Credit TRAILWEST BANK |
| Jul 24, 2017 | Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF KALISPELL |
| Jun 8, 2022 | Corporation Deed, Transfer · Construction Mortgage FIRST MONTANA BANK INC |
| Mar 2, 2020 | Warranty Deed, Transfer INSURED TITLE, INSURED TITLES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on Record |
| Deed Sale | Jun 8, 2022 · Amount on Record |
| Prior Sale | Mar 2, 2020 |
| Deed Document Number | 202214589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 640 E IDAHO ST, KALISPELL, MT 59901-6376 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500018947 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 202500018947 |
| Name | TRAILWEST BANK |
|---|---|
| Type | Bank |
| Address | HAMILTON, MT 59840 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 640 E IDAHO ST, KALISPELL, MT 59901-4141 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201700017135 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 201700017135 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 21, 2032 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 8, 2022 |
| Property Address | 640 E IDAHO ST, KALISPELL, MT 59901-4141 |
| Document Number | 202200014589 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 202200014589 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6001 W PARMER LN # 370-598, 370, AUSTIN, TX 78727-3908 |
| Document Number | 202200014590 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 202200014590 |
| Name | FIRST MONTANA BANK INC |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Mar 2, 2020 |
| Property Address | 640 E IDAHO ST, KALISPELL, MT 59901-4141 |
| Document Number | 202000005546 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 202000005546 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 WINDSONG CT, KALISPELL, MT 59901-8867 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,821.00 (-25.19%) | $6,610,500 (+16.78%) | |
| 2025 | $66,598.00 (+47.26%) | $5,660,800 (+75.43%) | $6,610,500 (+104.86%) Land $721,099 Building $5,889,401 |
| 2023 | $45,224.00 | $3,226,800 | $3,226,800 Land $388,784 Building $2,838,016 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MontanaSky Networks Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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