640 E Highland Rd, Ovilla (Red Oak), TX 75154 Property Records

Ellis County property record for 640 E Highland Rd, Ovilla, TX 75154

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 4,217 sqft · built 1992
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$254,900 (Oct 2011)
Tax Bill$8,321 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR180049

Property Details

APN / Parcel Number

Primary APNR180049
Alternative APNs
  • 62007600000500108
  • 180049

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area4,217 sqft Living Area
Gross Area4,473 sqft
1st Floor Area2,554 sqft
2nd Floor Area571 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area130,680 sqft
Garage TypeAttached
Garage Area1,092 sqft

Exterior Amenities

Pool Area1 sqft
PorchCovered Porch
Porch Area381 sqft
Deck Area192 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address640 E HIGHLAND RD
CityRED OAK
StateTX
Zip75154-5506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description76 J BILLINGSLEY 3 ACRES
Legal SubdivisionJ BILLINGSLEY
JurisdictionELLIS TX
Township / Civil DivisionWAXAHACHIE
Census Block Group3
Census Block3019
Census Tract60209

Owner

Source: Ellis County records · APN R180049

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address640 E HIGHLAND RD, RED OAK, TX 75154-5506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Deed of Trust, Mortgage · Line of Credit
FROST BANK
Jan 14, 2017Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2011 · Amount on Record
Deed SaleOct 06, 2011 · Amount on Record
Deed Document Number201119665
Deed Book / Page2591 / 1548
Prior Transfer DateOct 04, 2011
Prior Transfer Doc0025911548
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIS TX
Property Address640 E HIGHLAND RD, RED OAK, TX 75154-5506
Transaction TypeMortgage
Record UpdatedSep 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 E HIGHLAND RD, OVILLA, TX 75154-5506

Mortgage

Document Number0002233535
DateAug 22, 2022
Instrument2233535
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIS TX
Property Address640 E HIGHLAND RD, RED OAK, TX 75154-5506
Document Number0000002125
Instrument DateJan 14, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address640 E HIGHLAND RD OVILLA TX 751545506, OVILLA, TX 75154-5506

Mortgage

Document Number0000002125
DateJan 24, 2017
Instrument2125
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueJan 23, 2032

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyEllis County
MunicipalityOvilla City
Unified School DistrictMidlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$532,260 (-0.28%) Land $220,000 Building $312,260$532,260 (-0.28%) Land $220,000 Building $312,260
2025$8,321.00 (+0.63%) Homeowner's exemption Additional exemption filed$533,757 (-1.75%) Land $217,000 Building $316,757$533,757 (-1.75%) Land $217,000 Building $316,757
2024$8,269.00 (-6.85%)
2023$8,877.00 (+3.65%) Homeowner's exemption$543,261 Land $210,000 Building $333,261$543,261 Land $210,000 Building $333,261
2018$8,564.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2022 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Element8 Technology Investment Group.

Based on FCC filings for 138 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSARDIS LONE ELM WSC
serves 20,736 people
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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