640 E Flora St, Santa Ana, CA 92707 Property Records

Orange County property record for 640 E Flora St, Santa Ana, CA 92707

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,129 sqft · built 1937
Lot Size0.176 acres (7,656 sqft)
OwnerCompany Name on Record
Tax Bill$1,386 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN016-134-22

Property Details

APN / Parcel Number

Primary APN016-134-22

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,129 sqft Living Area
1st Floor Area1,129 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Lot Area7,656 sqft (0.176 acres)

Location & Zoning

Street Address640 E FLORA ST
CitySANTA ANA
StateCA
Zip92707-3525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA TR EMMETTS ADD BLK D LOT 2 EMMETTS ADD LOT 2 BLK D E 50 FT -INC POR ABAN
Legal SubdivisionEMMETTS ADD SOUTH SANTA ANA
Legal Tract230
Legal BlockD
Legal Lot Number2
JurisdictionORANGE CA
Township / Civil DivisionANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group2
Census Block2046
Census Tract74003

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address640 E FLORA ST, SANTA ANA, CA 92707-3525
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 20, 1994
Transfer Doc0000072136
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address640 E FLORA ST, SANTA ANA, CA 92707-3525
Document Number0000310660
Instrument DateJul 21, 2017
Transaction TypeMortgage
Record UpdatedAug 4, 2017
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address640 E FLORA ST SANTA ANA CA 927073525, SANTA ANA, CA 92707-3525

Mortgage

Document Number0000310660
DateJul 28, 2017
Instrument310660
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJul 27, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySanta Ana City
Unified School DistrictSanta Ana Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$75,622 (+2%) Land $17,905 Building $57,717
2025$1,386.00 (+5.88%)$74,140 (+4.04%) Land $17,554 Building $56,586
2023$1,309.00 (+1.79%)$71,262 Land $16,872 Building $54,390
2022$1,286.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA ANA
serves 316,184 people · EPA ID CA3010038
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on E Flora St

Nearby Streets

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