640 E Elwin Rd, Decatur, IL 62521 Property Records

Macon County property record for 640 E Elwin Rd, Decatur, IL 62521 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,287 sqft · built 1901
Lot Size3.22 acres (140,263 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Oct 1986)
Tax Bill$2,221 (2025)
Deeds & MortgagesMar 2021 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN17-16-02-200-023

Property Details

APN / Parcel Number

Primary APN17-16-02-200-023
Alternative APN
  • 16-02-200-023

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,287 sqft Living Area
1st Floor Area1,287 sqft
Basement Area1,287 sqft
Unfinished Basement1,287 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Exterior MaterialWood
Construction TypeFrame
Lot Area140,263 sqft (3.22 acres)
Garage TypeDetached
Garage Area400 sqft
PorchSlab
Porch Area84 sqft

Location & Zoning

Account Number171602200023
Street Address640 E ELWIN RD
CityDECATUR
StateIL
Zip62521-8458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW333 E990 LT 1 NE1/4 (EX N899)
Legal Range02E
Legal Township15N
Legal Section02
Legal Lot Number1
JurisdictionMACON IL
Township / Civil DivisionSOUTH WHEATLAND
Census Block Group3
Census Block3083
Census Tract2601

Owner

Source: Macon County records · APN 17-16-02-200-023

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address640 E ELWIN RD, DECATUR, IL 62521-8458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
DECATUR EARTHMOVERS CU
Feb 14, 2017Deed of Trust, Mortgage
DECATUR EARTHMOVER CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 1986 · Amount on Record
Deed SaleOct 01, 1986 · Amount on Record
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address640 E ELWIN RD, DECATUR, IL 62521-8458
Transaction TypeMortgage
Record UpdatedMay 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4812/274
DateMar 31, 2021
Book Page4812/274
Instrument1976450
Lender
NameDECATUR EARTHMOVERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 15, 2031
Interest
Rate TypeFixed Rate

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address640 E ELWIN RD, DECATUR, IL 62521-8458
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4547/15
DateFeb 14, 2017
Book Page4547/15
Instrument1915074
Lender
NameDECATUR EARTHMOVER CU
TypeCredit Union
AddressDECATUR, IL 62526
Agreement
AmountAmount Recorded
Term60 Months
DueFeb 17, 2022

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionSouth Wheatland Township
Unified School DistrictMeridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,221.00$51,106 Land $8,139 Building $42,967$153,333 Land $24,419 Building $128,914

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (17115C), updated November 28, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171150026013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
JAB WirelessFixed Wireless (unlicensed)25 / 5
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Shawnee Communications, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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