640 E Clark Rd, Ypsilanti, MI 48198 Property Records

Washtenaw County property record for 640 E Clark Rd, Ypsilanti, MI 48198

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 736 sqft · built 1970
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Mar 2026)
Deeds & Mortgages	Jul 2025 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K-11-03-200-006`

Property Details

APN / Parcel Number

Primary APN	`K-11-03-200-006`
Alternative APNs	`K01103200006` `1103200006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	736 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	21,780 sqft (0.5 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 E CLARK RD
City	YPSILANTI
State	MI
Zip	48198-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	YP#3-39B COM AT NW COR OF SEC, TH N 89 DEG 37' 40" E 453 FT IN N LINE OF SEC FOR A PL OFBEG, TH N 89 DEG 37' 40" E 132 FT IN
Legal Range	7E
Legal Township	3S
Legal Section	03
Legal Block	200
Jurisdiction	WASHTENAW MI
Township / Civil Division	YPSILANTI
Census Block Group	3
Census Block	3003
Census Tract	412100

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1203 WHITTIER RD, YPSILANTI, MI 48197-2151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
Mar 18, 2026	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY BANK
Jun 1, 2018	Warranty Deed, Transfer · Conventional with PMI COMMUNITY FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2026 · Amount on File
Deed Sale	Mar 18, 2026 · Amount on File
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	20266789185
Deed Book / Page	5622 / 184
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	640 E CLARK RD, YPSILANTI, MI 48198-3603
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E CLARK RD, YPSILANTI, MI 48198-3603

Mortgage

Document Number	0006762858
Date	Jul 14, 2025
Book Page	5595/882
Instrument	6762858

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Mar 18, 2026
Property Address	640 E CLARK RD, YPSILANTI, MI 48198-3603
Document Number	0006789185
Book / Page	5622 / 184
Instrument Date	Mar 13, 2026
Instrument	6789185
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TTL AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 E CLARK RD, YPSILANTI, MI 48198-3603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E CLARK RD, YPSILANTI, MI 48198-3603

Mortgage

Document Number	0005622185
Date	Mar 18, 2026
Instrument	5622/185

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jun 1, 2018
Property Address	640 E CLARK RD, YPSILANTI, MI 48198-3603
Document Number	0006426350
Book / Page	005259 / 000641
Instrument Date	May 24, 2018
Instrument	6426350
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	BARRISTERS SETTLEMENT AND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 PERRIN ST YPSILANTI MI 481978123, YPSILANTI, MI 48197-8123

Mortgage

Document Number	6426351
Date	Jun 1, 2018
Book Page	005259/000642
Instrument	6426351

Lender

Name	COMMUNITY FIN'L CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Ypsilanti Charter Township
Unified School District	Ypsilanti Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,700 (+14.99%)	$153,400 (+14.99%)
2025	Homeowner's exemption	$66,700	$133,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUPERIOR TOWNSHIP serves 6,830 people · EPA ID MI0006490
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Metronet.

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