640 E California Ave, Arcata, CA 95521 Property Records

Humboldt County property record for 640 E California Ave, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$443,000 (Mar 2012)
Tax Bill	$6,353 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`503-500-011-000`

Property Details

APN / Parcel Number

Primary APN	`503-500-011-000`
Alternative APN	`50350011`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	640 E CALIFORNIA AVE
City	ARCATA
State	CA
Zip	95521-5236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RVL
Legal Description	LOT 31 TR 165 PRESTON RIDGE IV BK17/MAPS PG 61-63
Legal Subdivision	PRESTON RIDGE, UNIT 4
Legal Tract	165
Legal Block	1
Legal Lot Number	31
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	1
Census Block	1007
Census Tract	1200

Owner

Source: Humboldt County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	640 E CALIFORNIA AVE, ARCATA, CA 95521-5236
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
Jul 25, 2022	Intrafamily Transfer, Transfer
Jul 21, 2017	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2012 · Amount on Record
Deed Sale	Mar 30, 2012 · Amount on Record
Prior Sale	Jul 7, 2005 · Amount on Record
Deed Document Number	20128069
Last Transfer Date	Jun 21, 2022
Transfer Doc	0000014007
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Recording Date	May 14, 2026
Property Address	640 E CALIFORNIA AVE, ARCATA, CA 95521-5236
Document Number	0000006141
Instrument Date	May 8, 2026
Instrument	20266141
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	640 E CALIFORNIA AVE, ARCATA, CA 95521-5236

Mortgage

Document Number	0000006141,
Date	May 14, 2026
Instrument	20266141

Lender

Name	COLUMBIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Jul 25, 2022
Property Address	640 E CALIFORNIA AVE, ARCATA, CA 95521-5236
Document Number	0000014007
Map Reference	MB 17 PG 61-63
Instrument Date	Jun 21, 2022
Instrument	2022-014007
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	640 E CALIFORNIA AVE, ARCATA, CA 95521-5236

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HUMBOLDT CA
Property Address	640 E CALIFORNIA AVE, ARCATA, CA 95521-5236
Document Number	0000016099
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 E CALIFORNIA AVE ARCATA CA 955215236, ARCATA, CA 95521-5236

Mortgage

Document Number	0000016099
Date	Sep 5, 2017
Instrument	16099

Lender

Name	WELLS FARGO BK
Type	Bank
Address	ROANOKE, VA 24019

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Elementary School District	Arcata Elementary School District (KG - 08)
Secondary School District	Northern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,353.00 (+1.29%) Homeowner's exemption	$569,966 (+4.04%) Land $238,643 Building $331,323
2024	$6,272.00 (+2.2%)
2023	$6,137.00 (-1.87%) Homeowner's exemption	$547,835 Land $229,377 Building $318,458
2022	$6,254.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUMBOLDT BAY MWD private · serves 680 people · EPA ID CA1210013
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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