640 E Betsy Ln, Gilbert, AZ 85296 Property Records

Maricopa County property record for 640 E Betsy Ln, Gilbert, AZ 85296 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 1996
Square Footage2,963 sqft Living Area
Lot Size7,179 sqft (0.164 acres)
Pool400 sqft
OccupancyOwner Occupied
Last Sale$231,000 (2011)
Tax Bill$2,530.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-24-836

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Building Area2,963 sqft Living Area
1st Floor1,649 sqft 1st Floor
2nd Floor1,314 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1996
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area7,179 sqft (0.164 acres)
Parking Spaces3 Parking Spaces
Pool Area400 sqft Pool
Patio Area200 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address640 E BETSY LN
CityGILBERT
StateAZ
Zip85296-4197
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLINDSAY MEADOWS MCR 409-34
Legal Range06E
Legal Township01S
Legal Section19
Legal QuarterSE
Legal Quarter QuarterSE
Legal SubdivisionLINDSAY MEADOWS
Legal Lot Number133
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup1
Census Block1021
Census Tract814400

Owner

Source: Maricopa County records · APN 304-24-836

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address640 E BETSY LN, GILBERT, AZ 85296-4197
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 14, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 14, 2011 · Amount on Record
Deed SaleJan 14, 2011 · Amount on Record
Prior SaleJan 14, 2011 · Amount on Record
Deed Doc Number0000044279
Last Transfer DateAug 08, 2012
Transfer Doc0000704157
Record RefreshedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address640 E BETSY LN, GILBERT, AZ 85296-4197
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 E BETSY LN, GILBERT, AZ 85296-4197

Mortgage

Document Number0000522960
DateMay 11, 2021
Instrument20210522960
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address640 E BETSY LN, GILBERT, AZ 85296-4197
Document Number0000867092
Instrument DateNov 14, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address640 E BETSY LN GILBERT AZ 852964197, GILBERT, AZ 85296-4197

Mortgage

Document Number0000867092
DateNov 21, 2017
Instrument867092
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 20, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$57,870 (-0.02%)$578,700 (-0.02%) Land $115,700 Building $463,000
2025$2,530.00 (+3.31%)
2024$57,880$578,800 Land $115,700 Building $463,100
2023$2,449.00

Flood & Wildfire

640 E Betsy Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
4th percentile of exposed land nationally · 1st in Arizona
Wildfire LikelihoodLow — about 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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