640 E 700 N, American Fork, UT 84003 Property Records

Utah County property record for 640 E 700 N, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,076 sqft · built 1906
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$404,400 (May 2021)
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-009-0007`

Property Details

APN / Parcel Number

Primary APN	`40-009-0007`
Alternative APN	`053273`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
Gross Area	1,156 sqft
1st Floor Area	1,076 sqft
Utility Area	64 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1931
Architectural Style	A-Frame
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Porch	Enclosed Porch
Porch Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	053273
Street Address	640 E 700 N
City	AMERICAN FORK
State	UT
Zip	84003-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE N 119.5 FT OF LOT 7, BLK 1, PLAT B, GAYBROOKE TERRACE.
Legal Subdivision	GAYBROOKE TERRACE
Legal Block	1
Legal Lot Number	7
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2004
Census Tract	10700

Owner

Source: Utah County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 E 700 N, AMERICAN FORK, UT 84003-1323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit UTAH FIRST FCU
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Apr 30, 2018	Warranty Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	202194818
Prior Transfer Date	Jan 12, 2000
Prior Transfer Doc	0000004205
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	640 E 700 N, AMERICAN FORK, UT 84003-1323
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E 700 N, AMERICAN FORK, UT 84003-1323

Mortgage

Document Number	0000010534
Date	Feb 20, 2024
Instrument	10534:2024

Lender

Name	UTAH FIRST FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 20, 2021
Property Address	640 E 700 N, AMERICAN FORK, UT 84003-1323
Document Number	0000094818
Instrument Date	May 19, 2021
Instrument	94818:2021
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	UNITED W TITLE, UNITED WEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E 700 N, AMERICAN FORK, UT 84003-1323

Mortgage

Document Number	0000094821
Date	May 20, 2021
Instrument	94821:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 10, 2020
Property Address	640 E 700 N, AMERICAN FORK, UT 84003-1323
Document Number	0000079681
Instrument Date	Jun 5, 2020
Instrument	79681:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	UNION TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E 700 N, AMERICAN FORK, UT 84003-1323

Mortgage

Document Number	0000079682
Date	Jun 10, 2020
Instrument	79682:2020

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 30, 2018
Property Address	640 E 700 N, AMERICAN FORK, UT 84003-1323
Document Number	0000040258
Instrument Date	Apr 30, 2018
Instrument	40258
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	WASATCH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 E 700 N AMERICAN FORK UT 840031323, AMERICAN FORK, UT 84003-1323

Mortgage

Document Number	40274
Date	Apr 30, 2018
Instrument	40274

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Mortgage

Document Number	41055,
Date	Apr 30, 2018
Instrument	41055

Lender

Name	PROVO CITY CORP
Address	351 W CENTER ST, PROVO, UT 84601-4338

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,995 (-46.48%)	$310,900 (-2.69%) Land $189,500 Building $121,400
2025	$1,535.00	$319,500 (+97.52%) Land $189,500 Building $130,000	$319,500 (+8.64%) Land $189,500 Building $130,000
2024	$1,535.00 (+11.8%)
2023	$1,373.00 (-2.62%)	$161,755	$294,100 Land $180,500 Building $113,600
2022	$1,410.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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