San Bernardino County property record for 640 E 4th St, Ontario, CA 91764 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 7 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1928 |
| Square Footage | 2,667 sqft Living Area |
| Lot Size | 11,700 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $474,000 (2025) |
| Tax Bill | $8,673.00 (2025) |
| Primary APN | 1048-093-07-0000 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,667 sqft Living Area |
| 1st Floor | 1,504 sqft 1st Floor |
| 2nd Floor | 1,163 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,700 sqft (0.269 acres) |
| Depth X Width | 150 ft x 78 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 552 sqft Patio |
| Porch Area | 552 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 640 E 4TH ST |
|---|---|
| City | ONTARIO |
| State | CA |
| Zip | 91764-2809 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TOWN OF ONTAR1O PTN LOTS 1 AND 2 BLK 821 COM 274.64 FT W OF NE COR LOT 1 TH S 15O FT TH W PARALLEL TO N L1 SD LOTS 1 AND 2 TO A PT 8 FT W OF E L1 SD LOT 2 TH N AND PARALLEL TO E L1 SD LOT 2 82 FT TH E 8 FT TO E L1 SD LOT 2 TH N ALG SD E L1 68 FT TO A |
| Legal Subdivision | TOWN OF ONTARIO |
| Legal Block | 821 |
| Legal Lot Number | 1,2 |
| Jurisdiction | SAN BERNARDINO CA |
| Minor Civil Division | ONTARIO |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 1200 |
Source: San Bernardino County records · APN 1048-093-07-0000
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 E 4TH ST, ONTARIO, CA 91764-2809 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 10, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Dec 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 31, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW |
| Oct 31, 2017 | Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on Record |
| Deed Sale | Jan 21, 2025 · Amount on Record |
| Prior Sale | Oct 31, 2017 · Amount on Record |
| Deed Doc Number | 202512531 |
| Prior Transfer Date | Dec 01, 2020 |
| Prior Transfer Doc | 0000520547 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 640 E 4TH ST, ONTARIO, CA 91764-2809 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 640 E 4TH ST, ONTARIO, CA 91764-2809 |
| Document Number | 0000048183 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 2024-0048183 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Feb 10, 2021 |
| Property Address | 640 E 4TH ST, ONTARIO, CA 91764-2809 |
| Document Number | 0000066417 |
| Map Reference | MB 9 PG 43 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2021-0066417 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 E 4TH ST, ONTARIO, CA 91764-2809 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 21, 2020 |
| Property Address | 640 E 4TH ST, ONTARIO, CA 91764-2809 |
| Document Number | 0000520547 |
| Map Reference | MB 9 PG 43 |
| Instrument Date | Dec 01, 2020 |
| Instrument | 2020-0520547 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | PROVIDENT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 E 4TH ST, ONTARIO, CA 91764-2809 |
| Document Number | 0000520548 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020-0520548 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Number | 0000520549 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020-0520549 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 31, 2017 |
| Property Address | 640 E 4TH ST, ONTARIO, CA 91764-2809 |
| Document Number | 0000450894 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 450894 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 640 E 4TH ST ONTARIO CA 917642809, ONTARIO, CA 91764-2809 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 31, 2017 |
| Property Address | 640 E 4TH ST, ONTARIO, CA 91764-2809 |
| Document Number | 0000450895 |
| Map Reference | MB9 PG43 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 2017-0450895 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FATCOLA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 E 4TH ST, ONTARIO, CA 91764-2809 |
| Document Number | 0000450896 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017-0450896 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Ontario-Montclair School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $943,500 (+19.4%) Land $331,500 Building $612,000 | |
| 2025 | $8,673.00 (+5.28%) | $790,176 (+4.04%) Land $270,608 Building $519,568 |
| 2023 | $8,238.00 (+1.34%) | $759,492 (+2%) Land $260,100 Building $499,392 |
| 2022 | $8,129.00 | $744,600 Land $255,000 Building $489,600 |
640 E 4th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Bernardino County (06071C), updated October 12, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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