640 E 3510 S, Saint George, UT 84790 Property Records

Washington County property record for 640 E 3510 S, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 2002
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$466,900 (Aug 2018)
Tax Bill	$1,526 (2025)
Deeds & Mortgages	May 2020 Reverse Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SG-DHS-2-58`

Property Details

APN / Parcel Number

Primary APN	`SG-DHS-2-58`
Alternative APN	`0671415`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
Gross Area	1,527 sqft
1st Floor Area	1,395 sqft
Attic	Attic
Attic Area	1,092 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Concrete
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	546 sqft
Porch	Covered Wood Porch
Porch Area	1,136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0671415
Street Address	640 E 3510 S
City	SAINT GEORGE
State	UT
Zip	84790-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SUBDIVISION: DESERT HILLS 2 (SG) LOT: 58
Legal Subdivision	DESERT HILLS 2
Legal Lot Number	58
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	3
Census Block	3015
Census Tract	271702

Owner

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 E 3510 S, SAINT GEORGE, UT 84790-6311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
May 8, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 27, 2019	Warranty Deed, Subdivision Related Transfer SUN AMERICAN MTG
Aug 1, 2018	Warranty Deed, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Prior Sale	Feb 24, 2011 · Amount on Record
Deed Document Number	201831532
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	640 E 3510 S, SAINT GEORGE, UT 84790-6311
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	INFINITY TITLE INS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023714
Date	May 13, 2020
Instrument	20200023714

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.08%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	640 E 3510 S, SAINT GEORGE, UT 84790-6311
Document Number	0000023715
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	INFINITY TITLE INSURANCE AGENCY LLC, INFINITY TITLE INS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 E 3510 S ST GEORGE UT 847906311, ST GEORGE, UT 84790-6311

Mortgage

Document Number	0000023715
Date	May 13, 2020
Instrument	23715

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	3.08%

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Jun 27, 2019
Property Address	640 E 3510 S, SAINT GEORGE, UT 84790-6311
Document Number	0000025391
Instrument Date	Jun 24, 2019
Instrument	25391
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 9, 2019
Title Company	GT TITLE SERVICES, GT TITLE SVC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6272 S ROCKY TALUS WAY ST GEORGE UT 84790, ST GEORGE, UT 84790

Mortgage

Document Number	25392
Date	Jun 27, 2019
Instrument	25392

Lender

Name	SUN AMERICAN MTG
Type	Mortgage Company
Address	MESA, AZ 85206

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON UT
Recording Date	Aug 1, 2018
Property Address	640 E 3510 S, SAINT GEORGE, UT 84790-6311
Document Number	0000031532
Instrument Date	Jul 31, 2018
Instrument	20180031532
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SOUTHERN UTAH TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 EAST 3510 SOUTH ST, SAINT GEORGE, UT 84790

Mortgage

Document Number	0000031536
Date	Aug 1, 2018
Instrument	20180031536

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Jul 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	LIBOR
Margin	2
Max Rate	7%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,010 (-3.66%) Land $66,000 Building $164,010	$418,200 (-3.66%) Land $120,000 Building $298,200
2025	$1,526.00 (-4.45%)
2023	$1,597.00	$238,755	$434,100 Land $120,000 Building $314,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 52% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
InfoWest Fixed Wireless	200 / 40

May also be available: Verizon.

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