640 E 2nd St, Ottumwa, IA 52501 Property Records

Wapello County property record for 640 E 2nd St, Ottumwa, IA 52501

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,520 sqft · built 1901
Lot Size	0.152 acres (6,600 sqft)
Owner	Company Name on Record
Last Sale	$32,000 (Oct 2018)
Tax Bill	$1,002 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`007410700001000`

Property Details

APN / Parcel Number

Primary APN	`007410700001000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	632 sqft
Basement Area	632 sqft
Unfinished Basement	632 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft
Deck Area	98 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam
Water Source	Commercial

Location & Zoning

Street Address	640 E 2ND ST
City	OTTUMWA
State	IA
Zip	52501-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMONDS SUB OF OL 3 SE 50' LOT 1 (640 E SECOND)
Legal Subdivision	HAMMONDS SUB
Legal Lot Number	1
Jurisdiction	WAPELLO IA
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1049
Census Tract	960500

Owner

Source: Wapello County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 280, AGENCY, IA 52530-0280
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage STATE BANK OF BUSSEY
Oct 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	20184072
Deed Book / Page	2018 / 4072
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	640 E 2ND ST, OTTUMWA, IA 52501-3101
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000004073
Date	Oct 1, 2018
Book Page	0000002018/0000004073
Instrument	000000004073

Lender

Name	STATE BANK OF BUSSEY
Type	Bank

Agreement

Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Oct 1, 2018
Property Address	640 E 2ND ST, OTTUMWA, IA 52501-3101
Document Number	02018/4072
Book / Page	2018 / 4072
Instrument Date	Sep 27, 2018
Instrument	000000004072
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 W MAIN ST, AGENCY, IA 52530-7713

Tax Assessment & Valuation

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Municipality	Ottumwa City
Unified School District	Ottumwa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,002.00 (-0.2%)	$50,190 (-) Land $4,800 Building $45,390	$50,190 (-) Land $4,800 Building $45,390
2025		$50,190 (+8.31%) Land $4,800 Building $45,390	$50,190 (+8.31%) Land $4,800 Building $45,390
2024	$1,004.00 (+13.83%)
2023		$46,340 (+25.48%) Land $4,800 Building $41,540	$46,340 (+25.48%) Land $4,800 Building $41,540
2022	$882.00	$36,930 Land $4,800 Building $32,130
2021			$36,930 Land $4,800 Building $32,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTUMWA WATER WORKS serves 25,529 people · EPA ID IA9083012
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: LISCOFIBER, Verizon.

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