640 E 20th St, Northampton, PA 18067 Property Records

Northampton County property record for 640 E 20th St, Northampton, PA 18067

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,108 sqft · built 1950
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Feb 2017)
Tax Bill	$470 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5059-17-2751-3014`

Property Details

APN / Parcel Number

Primary APN	`5059-17-2751-3014`
Alternative APN	`L4SW2D 11 4 0522`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area

Exterior

Year Built	Built 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,187 sqft (0.164 acres)
Garage Type	Detached
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 E 20TH ST
City	NORTHAMPTON
State	PA
Zip	18067-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DIST:22 CITY/MUNI/TWP:NORTHAMPTON BOROUGH
Legal Subdivision	ATLAS MANOR
Legal Block	11
Legal Lot Number	4
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	NORTHAMPTON
Census Block Group	1
Census Block	1004
Census Tract	16202

Owner

640 E 20th St is owned and occupied by an individual who bought it in February 2017.

Source: Northampton County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	640 E 20TH ST, NORTHAMPTON, PA 18067-1339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Feb 28, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Deed Document Number	017-141678
Deed Book / Page	2017-1 / 41678
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	640 E 20TH ST, NORTHAMPTON, PA 18067-1339
Document Number	0000016373
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E 20TH ST NORTHAMPTON PA 180671339, NORTHAMPTON, PA 18067-1339

Mortgage

Document Number	0000016373
Date	Jun 25, 2018
Book Page	000001/129941
Instrument	16373

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 24, 2033

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Feb 28, 2017
Property Address	640 E 20TH ST, NORTHAMPTON, PA 18067-1339
Document Number	0000005462
Book / Page	000001 / 041678
Instrument Date	Feb 14, 2017
Instrument	5462
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	LIGHTHOUSE ABSTRACT LIMITED, LIGHTHOUSE ABSTRACT LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E 20TH ST NORTHAMPTON PA 180671339, NORTHAMPTON, PA 18067-1339

Mortgage

Document Number	5463
Date	Feb 28, 2017
Book Page	000001/041687
Instrument	5463

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 640 E 20th St was $470.

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
Municipality	Northampton Borough
Unified School District	Northampton Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$470.00	$43,600 Land $14,700 Building $28,900
2024	$3,488.00	$43,600 Land $14,700 Building $28,900
1995			$87,200 Land $29,400 Building $57,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 E 20th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 E 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON BORO MUNI AUTH serves 40,000 people · EPA ID PA3480057
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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