640 E 10th St, Mount Vernon, IN 47620 Property Records

Posey County property record for 640 E 10th St, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1957
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on Record
Last Sale	$185,500 (Nov 2024)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-27-05-410-021.000-018`

Property Details

APN / Parcel Number

Primary APN	`65-27-05-410-021.000-018`
Alternative APNs	`00082777041` `0090231400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	780 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1977
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00082777041
Street Address	640 E 10TH ST
City	MOUNT VERNON
State	IN
Zip	47620-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHEAST ADD LOT 24 MP 578-021- - - -
Legal Subdivision	NORTHEAST ADD
Legal Lot Number	24
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	1
Census Block	1035
Census Tract	40700

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 E 10TH ST, MOUNT VERNON, IN 47620-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Deed Document Number	20243143
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	640 E 10TH ST, MOUNT VERNON, IN 47620-1517
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 E 10TH ST, MOUNT VERNON, IN 47620-1517

Mortgage

Document Number	0202303613
Date	Dec 8, 2023
Instrument	202303613

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	640 E 10TH ST, MOUNT VERNON, IN 47620-1517
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201704247
Date	Nov 17, 2017
Instrument	201704247

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Municipality	Mount Vernon City
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 (+8.17%) Homeowner's exemption	$157,400 (+31.72%) Land $14,400 Building $143,000	$157,400 (+31.72%) Land $14,400 Building $143,000
2024	$1,309.00 (+9.54%)
2023	$1,195.00	$119,500 (+3.37%) Land $14,400 Building $105,100	$119,500 (+3.37%) Land $14,400 Building $105,100
2022	Homeowner's exemption	$115,600 Land $14,400 Building $101,200	$115,600 Land $14,400 Building $101,200
2021	$1,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mainstream Fiber Networks, Wisper ISP.

Nearby Properties on E 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures