640 Dunham Rd, Gurnee, IL 60031 Property Records

Lake County property record for 640 Dunham Rd, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,764 sqft · built 1977
Lot Size0.095 acres (4,124 sqft)
OwnerIndividual Name on Record
Last Sale$347,000 (Jun 2025)
Tax Bill$8,692 (2024)
Deeds & MortgagesMar 2020 Sale & Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-28-204-030

Property Details

APN / Parcel Number

Primary APN07-28-204-030

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,764 sqft Living Area
Gross Area2,918 sqft
1st Floor Area994 sqft
2nd Floor Area770 sqft
Upper Floors Area831 sqft
Basement Area754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,124 sqft (0.095 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address640 DUNHAM RD
CityGURNEE
StateIL
Zip60031-3139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEYBROOK IN HEATHERRIDGE PART NEIGHBORHOOD NO 2 PHASE 2 L OT 19
Legal SubdivisionHEATHERRIDGE
Legal Phase2
Legal Lot Number19
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1056
Census Tract861603

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address640 DUNHAM RD, GURNEE, IL 60031-3139
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2020Warranty Deed, Transfer · FHA Mortgage
COMPASS MORTGAGE INC
Oct 18, 2018Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2025 · Amount on Record
Deed SaleJun 9, 2025 · Amount on Record
Prior SaleMar 11, 2020 · Amount on Record
Deed Document Number20258102593
Prior Transfer DateDec 15, 2011
Prior Transfer Doc0006802112
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMar 11, 2020
Property Address640 DUNHAM RD, GURNEE, IL 60031-3139
Document Number0007640601
Map ReferenceDOC 1853143
Instrument DateMar 3, 2020
Instrument7640601
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyBAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 DUNHAM RD, GURNEE, IL 60031-3139

Mortgage

Document Number0007640602
DateMar 11, 2020
Instrument7640602
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

Mortgage

Document Number0007640603
DateMar 11, 2020
Instrument7640603
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateOct 18, 2018
Property Address640 DUNHAM RD, GURNEE, IL 60031-3139
Document Number0007520258
Map ReferenceDOC1853143
Instrument DateOct 4, 2018
Instrument7520258
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$182.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address640 DUNHAM RD, GURNEE, IL 60031-3139

Mortgage

Document Number0007520259
DateOct 18, 2018
Instrument7520259
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$112,322 (+19.3%) Land $11,119 Building $101,203$336,999 (+19.3%) Land $33,360 Building $303,639
2024$8,692.00 (+27.65%)
2023$6,809.00 (+15.62%)$94,148 (+24.11%) Land $9,320 Building $84,828$282,472 (+24.11%) Land $27,963 Building $254,509
2022$5,889.00$75,859 Land $9,532 Building $66,327$227,600 Land $28,599 Building $199,001

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2017)
Claims Outside the SFHA4 of 8
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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