DeSoto County property record for 640 Dudley Dr, Hernando, MS 38632 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2021 |
| Square Footage | 2,814 sqft Adjusted Area |
| Lot Size | 10,293 sqft (0.236 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,022.00 (2025) |
| Primary APN | 3-08-1-12-80-0-00011-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,814 sqft Adjusted Area |
| 1st Floor | 1,876 sqft 1st Floor |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 10,293 sqft (0.236 acres) |
| Street Address | 640 DUDLEY DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2482 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ARBOR POINTE LOT 11 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | ARBOR POINTE |
| Legal Lot Number | 11 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-08-1-12-80-0-00011-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 DUDLEY DR, HERNANDO, MS 38632-2482 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 29, 2021 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage EAGLE BANK & TRUST CO |
| May 25, 2021 | Warranty Deed, Construction Loan · Building or Construction Mortgage PARTNERS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 2022 |
| Deed Sale | Mar 15, 2022 |
| Prior Sale | Mar 14, 2022 |
| Deed Doc Number | 2022 |
| Deed Book / Page | 990 / 767 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Nov 29, 2021 |
| Property Address | 640 DUDLEY DR, HERNANDO, MS 38632-2482 |
| Document Number | 000979/754 |
| Book / Page | 979 / 754 |
| Map Reference | MB 128 PG 11 |
| Instrument Date | Nov 24, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Name | Verified Name |
|---|---|
| Address | 640 DUDLEY DR, HERNANDO, MS 38632-2482 |
| Document Number | 0005408189 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 5408/189 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 25, 2021 |
| Property Address | 640 DUDLEY DR, HERNANDO, MS 38632-2482 |
| Document Number | 000959/122 |
| Book / Page | 959 / 122 |
| Map Reference | MB 128 PG 11 |
| Instrument Date | May 20, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Document Number | 0005251297 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 5251/297 |
| Name | PARTNERS BANK |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 20, 2022 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,022.00 (+16.01%) | $28,521 (+36.21%) Land $4,000 Building $24,521 | $285,211 (+36.21%) Land $40,000 Building $245,211 |
| 2023 | $2,605.00 | $20,939 | $209,388 Land $40,000 Building $169,388 |
640 Dudley Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 47th percentile of exposed land nationally · 46th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,064 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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