640 Dubois Rd, Champlain, NY 12919 Property Records

Clinton County and Champlain Town property record for 640 Dubois Rd, Champlain, NY 12919

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1991
Lot Size	0.418 acres (18,211 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2021)
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092889 17.-1-55`

Property Details

APN / Parcel Number

Primary APN	`092889 17.-1-55`
Alternative APN	`288901700000010550000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,211 sqft (0.418 acres)
Lot Dimensions	156 ft deep x 116 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	456 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	640 DUBOIS RD
City	CHAMPLAIN
State	NY
Zip	12919-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	LOT 20 S&G PATE
Legal Block	1
Legal Lot Number	55.000
Jurisdiction	CLINTON NY
Township / Civil Division	CHAMPLAIN
Census Block Group	1
Census Block	1016
Census Tract	100101

Owner

Source: Clinton County and Champlain Town records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 DUBOIS RD, CHAMPLAIN, NY 12919-4417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN FINANCIAL RESOURCES INC
Aug 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 17, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	2021320741
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Nov 19, 2021
Property Address	640 DUBOIS RD, CHAMPLAIN, NY 12919-4417
Document Number	0000320741
Instrument Date	Nov 15, 2021
Instrument	20210-00320741
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 STETSON RD, CHAZY, NY 12921-2271

Mortgage

Document Number	21000320742
Date	Nov 19, 2021
Instrument	210-00320742

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	640 DUBOIS RD, CHAMPLAIN, NY 12919-4417
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000318313
Date	Aug 17, 2021
Instrument	20210-00318313

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	640 DUBOIS RD, CHAMPLAIN, NY 12919-4417
Document Number	0000302733
Instrument Date	Aug 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	640 DUBOIS RD CHAMPLAIN NY 129194417, CHAMPLAIN, NY 12919-4417

Mortgage

Document Number	0000302733
Date	Aug 22, 2019
Instrument	302733

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 21, 2034

Tax Assessment & Valuation

Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Champlain Town
Unified School District	Northeastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,760.00	$204,800 (+23.82%) Land $24,000 Building $180,800	$204,800 (+23.82%) Land $24,000 Building $180,800
2023		$165,400 Land $24,000 Building $141,400	$165,400 Land $24,000 Building $141,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Champlain Technology Group.

Cell Coverage

5G (outdoors only) and 4G LTE

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