Delta County property record for 640 Dodge St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 976 sqft · built 1913 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $251,500 (Jul 2026) |
| Tax Bill | $815 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R014894 |
| Primary APN | R014894 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 976 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R014894 |
|---|---|
| Street Address | 640 DODGE ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 640 DODGE ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 19 LOT: 23 AND:- LOT: 24 TOTAL ACRES 0.17 +/- SEC 24 T15S R96W 6PM LTS23 & 24 BLK 19 ORIG DELTA BK 435 PG 554 & 555 (R337360 & R337361) BK 832 PG 228 BK 849 PG 258 BK 929 |
| Legal Subdivision | ORIGINAL DELTA |
| Legal Block | 19 |
| Legal Lot Number | 23 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 965100 |
Source: Delta County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 DODGE ST, DELTA, CO 81416-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING |
| Apr 6, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Prior Sale | Nov 8, 2002 · Amount on Record |
| Deed Document Number | 2026768681 |
| Prior Transfer Date | Feb 19, 2025 |
| Prior Transfer Doc | 0000758661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 1, 2026 |
| Property Address | 640 DODGE ST, DELTA, CO 81416-1722 |
| Document Number | 0000768681 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026768681 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,540.15 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 DODGE ST, DELTA, CO 81416-1722 |
| Document Number | 0000768682, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 2026768682 |
| Name | CORNERSTONE HOME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 6, 2026 |
| Property Address | 640 DODGE ST, DELTA, CO 81416-1722 |
| Document Number | 0000766968 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026766968 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4951 PEACH VALLEY RD, DELTA, CO 81416-9261 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 640 DODGE ST, DELTA, CO 81416-1722 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 730723 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 730723 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $815.00 (+68.39%) | $11,987 (+63.58%) Land $3,125 Building $8,862 | $191,797 (+75.36%) Land $50,000 Building $141,797 |
| 2024 | $484.00 (+3.86%) | $7,328 (-) Land $1,672 Building $5,656 | |
| 2023 | $466.00 (-9.69%) | $7,328 (-8.5%) Land $1,672 Building $5,656 | $109,376 (-5.09%) Land $24,953 Building $84,423 |
| 2022 | $516.00 | $8,009 Land $1,117 Building $6,892 | $115,242 Land $16,071 Building $99,171 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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