Cottonwood County property record for 640 Des Moines Dr, Windom, MN 56101
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,740 sqft · built 2000 |
| Lot Size | 0.171 acres (7,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (May 2023) |
| Tax Bill | $2,690 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-439-0040 |
| Primary APN | 25-439-0040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,468 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 640 DES MOINES DR |
|---|---|
| City | WINDOM |
| State | MN |
| Zip | 56101-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | KELLY GREEN SUBD |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | WINDOM |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 270300 |
640 Des Moines Dr is owned and occupied by an individual who bought it in May 2023.
Source: Cottonwood County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 DES MOINES DR, WINDOM, MN 56101-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on File |
| Deed Sale | May 15, 2023 · Amount on File |
| Prior Sale | Nov 10, 2020 · Amount on File |
| Deed Document Number | 20231534969 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 640 Des Moines Dr was $2,690 with a homeowner's exemption.
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| Municipality | Windom City |
| Unified School District | Windom Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,690.00 Homeowner's exemption | $201,900 Land $13,500 Building $188,400 | $201,900 Land $13,500 Building $188,400 |
| 2025 | $2,690.00 | ||
| 2023 | $3,012.00 | $233,700 Land $9,800 Building $223,900 | $233,700 Land $9,800 Building $223,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Des Moines Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2010–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Des Moines Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Windom serves 4,646 people · EPA ID MN1170006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Copper | 1.47 mg/L (2016–2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windomnet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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