Clare County property record for 640 Cunningham St, Clare, MI 48617 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1953 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,632 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-340-007-00 |
| Primary APN | 051-340-007-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,008 sqft Building Perimeter |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 720 sqft |
| Street Address | 640 CUNNINGHAM ST |
|---|---|
| City | CLARE |
| State | MI |
| Zip | 48617-9439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T17N R4W SEC 34 640 CUNNINGHAM ST LOT 7 BLK 1 GARDNERS 2ND SUB ASSESSORS PLAT OF. |
| Legal Range | 04W |
| Legal Township | 17N |
| Legal Section | 34 |
| Legal Subdivision | GARDNERS 2ND SUB |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | CLARE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 600 |
Source: Clare County records · APN 051-340-007-00
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 CUNNINGHAM ST, CLARE, MI 48617-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Clare County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| Municipality | Clare City |
| Unified School District | Clare Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,900 Land $5,800 Building $55,100 | $121,800 Land $11,600 Building $110,200 | |
| 2025 | $1,632.00 |
Source: FEMA National Flood Hazard Layer, Clare County (26035C), updated February 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260350006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| ISP Management | Fixed Wireless (unlicensed) | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Baraga Telephone Company, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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